Term and Conditions of Privilege 1 Instant Cash Rebate: 1. Unless otherwise stated, the promotion period is from 25 November, 2019 to 8 February, 2020 both dates inclusive. 2. Offers are only applicable for UnionPay credit card and debit cards (i.e. ATM cards) with the card number starting with “62” and featuring the UnionPay logo (refers to “UnionPay Card”), except the RMB cards issued by specific Hong Kong and Macau card issuing institutions. To enjoy the Dining Privilege, cardholder must meet the minimum spending requirement in a single transaction (total amount after any discounts and offers with a 10% service charge and a 5% government tax, if applicable) and settle the payment with UnionPay Card via the UnionPay network. 3. Original price will be charged if the payment with the UnionPay Card is rejected. 4. Each UnionPay cardholder can only enjoy the offer once in a single transaction. Split transactions are not accepted. 5. Offers are subject to availability. Advance booking is recommended. For details, please refer to relevant merchant. 6. Offers are for dine-in transactions only. 7. Offers carry no cash value and cannot be exchanged or redeemed for cash or other gifts. 8. Offers can be used in conjunction with GEGPC standard membership privileges or other selected promotion offers by Galaxy Macau. 9. Offers are valid at designated merchants in Galaxy Macau only. 10. If participating merchant(s) has ceased its business, the offers provided by such participating merchant(s) will be void. 11. For any query regarding the transaction made with UnionPay Card or transaction system, please contact the issuer or UnionPay Customer Service Hotline. 12. In case of any discrepancy, the Chinese version shall prevail for all purposes. Terms and Conditions of Privilege 2 Hotel Booking Privilege: 1. Unless otherwise stated, this offer only applies to “hotel staying period” between 25 November 2019 and – 8 February 2020 (both dates inclusive) at Galaxy Hotel or Broadway Hotel which is booked via the Galaxy Macau Official Website (https://www.galaxymacau.com/en/landing/funtastic-winter-privileges/) and payment is settled with UnionPay Card. 2. Offers are only applicable for UnionPay credit card and debit cards (i.e. ATM cards) with the card number starting with “62” and featuring the UnionPay logo (refers to “UnionPay Card”), except the debit cards issued in Hong Kong and Macau, RMB cards issued by specific Hong Kong and Macau card issuing institutions. To enjoy the Hotel Privilege, cardholder must settle the payment with UnionPay Card via the UnionPay network. 3. UnionPay cardholders must be one of the registered guests and the payment must be settled with UnionPay Card via UnionPay network. The name shown on the UnionPay Card must be the same as the name used for hotel registration in order to enjoy the offer. 4. Any payment that are refunded upon check-in and re-settled with UnionPay Card is not eligible for the offer. 5. The e-vouchers issued may only be used at the designated retail outlets at Galaxy Macau and Broadway Macau. 6. Validity period of the e-vouchers: 25 November 2019 – 29 February 2020. 7. All registered guests must be aged 18 or above. 8. Rooms Terms & Conditions apply. 9. Offers can be used in conjunction with GEG Privilege Club membership standard privileges. 10. Offers are only available while stocks last. 11. Offers carry no cash value and cannot be exchanged or redeemed for cash or other gifts. 12. Offers are only valid at designated outlets in Galaxy Macau and Broadway Macau. 13. If participating merchant(s) has ceased its business, the offers provided by such participating merchant(s) will be void. 14. Offers are bound by the terms and conditions of the participating merchants. For more details, please refer to individual promotion particulars or inquire with the relevant merchant. 15. In case of any discrepancy, the Chinese version shall prevail for all purposes.

	Exception Clause: 1. The terms and conditions of the promotion is applicable to the merchant. Details can be consulted from customer service staff. 2. UnionPay International is neither vendors nor service providers, thus UnionPay International is not responsible for the products or services provided by the merchant. Any obligations and liabilities relating to such products or services and all auxiliary services should be borne by the merchant. 3. UnionPay International and the merchant reserve the right to cancel, revise, suspend or terminate all or any parts of the promotion, or revise the terms and conditions herein contained, at any time without prior notice or reason. In case of any disputes, the decision of UnionPay International and the merchant shall be final and binding on all parties concerned. Terms and Conditions for Dining Offer: 1. The promotion is applicable from 1 November 2019 to 31 March 2020, both dates inclusive, but except 20, 24, 25, 31 December 2019, 1, 25-31 January & 14 February 2020. 2. Cardholders must state the usage of UnionPay Credit Card or ATM Card with card number starting with 62 at reservation, ordering or payment and settle via UnionPay network in order to enjoy the offer. The offer cannot be used in conjunction with other offers, VIP/members’ privileges, discount coupons, promotional items, discounts, gift certificate and discounted set menu or food items unless specified. 3. Unless specified, the offer is applicable to dine-in patronage only and not applicable to charge for alcoholic items, 10% service charge, purchase of cash coupon, set menu, charge for tea and condiments, corkage fee, cake-cutting fee, VIP room, banquet, wedding banquet, private event, room service, take-away service and government tax. 4. Each table can enjoy the offer once only. 5. The offer cannot be exchanged for cash. 6. The offer is only available while stock lasts. 7. The offer is bound by terms and conditions of participating merchants. Please contact merchants for details. 8. In case of dispute, the decision of participating merchants shall be final.

	Terms and Conditions: 1. The promotion is valid from 21 November 2019 to 20 May 2020, both dates inclusive. 2. The promotion is applicable to UnionPay Credit and ATM cards issued in Hong Kong and Macau with card number starting with 62 (refers to "UnionPay Card"). The qualified transaction must be settled via UnionPay network. 3. Each UnionPay Card can only be used to enjoy the offer once per day. Quota applies, while stock lasts. 4. The promotion is applicable to designated outlets of participating merchants. 5. The system cuts off every day at 23:59:59. 00:00:00 of the previous day till 23:59:59 of the next natural day will be treated as one event day. 6. Only original price will be shown on receipt but not the details of the offer. Please refer to the SMS or card statement from the card issuing institution for the actual billing amount. 7. In the event of refund, only the amount paid by cardholders will be returned. 8. Eligible amount is calculated in terms of each receipt. Split transactions will not be accepted. In case of fraud or abuse, UnionPay International Company Limited (refers to "UnionPay International") and participating merchants reserve the right to disqualify the Cardholders immediately and retain the right for legal action. 9. Individual terms and conditions apply. For details, please contact in-store staff, call the customer service hotline or visit UnionPay International Official Website. 10. UnionPay International is neither vendor nor service provider, thus UnionPay International shall not take any responsibility to the products or services provided by the merchants. 11. UnionPay International and participating merchants reserve the right to amend or terminate the offers and terms and conditions at any time without prior notice, and shall not bear any responsibility caused by the amendments or the terminations. 12. In case of disputes, the decision of participating merchants shall be final. 13. UnionPay International and participating merchants reserve the right to amend the terms and conditions in both Chinese and English version. In case of any discrepancy, the Chinese version shall prevail for all purposes.

	Terms and Conditions: 1.Unless specified, the offers are valid from 1 January to 31 December 2020, both dates inclusive. 2.The promotion is applicable to UnionPay Credit and ATM Card with card number starting with 62 (refers to "UnionPay Card"), except the RMB cards issued by specific Hong Kong and Macau card issuing institutions. 3.Cardholders must state the usage of the offers in advance (when making appointment, ordering or before payment). 4.The offers cannot be used in conjunction with other special promotion, members' privileges, discounts, promotional coupons, discounted and fixed-priced items unless specified. 5.The offers or gifts carry no cash value and cannot be exchanged for cash or other offers. 6.Each customer can enjoy the offer or redeem the gift once only in each transaction unless specified. 7.The offers or gifts are only available while stock lasts. Participating merchants reserve the right to change the gift item with the same value. 8.The prices shown are for reference only. 9.The offers are applicable to all outlets of merchants in Hong Kong and Macau unless specified. 10.Should a participating merchant close, any offer provided by said participating merchant will be terminated immediately. 11.Individual terms and conditions apply to merchant offers. Please refer to respective merchant offer details or check with merchants. 12.In case of disputes, the decisions of the participating merchants shall be final and conclusive. 13.In case of any discrepancy between Chinese and English version of terms and conditions, the Chinese version shall prevail for all purposes.

	General Terms and Conditions: 1. This “Chinese New Year Shopping Rewards” redemption (“Redemption”) is organized by New Galaxy Entertainment Company Limited (“NGECL”). 2. The Redemption runs from 10:00 A.M. on 24 January 2020 until 11:59 P.M. on 2 February 2020 (“Term”). 3. Shoppers who participate in this Redemption to enjoy the rewards must have registered as either GEG Privilege Club or JINMEN Premium Club or GEG VIP Club members or be employees of Galaxy Group (as defined below). 4. Shoppers must be at least 21 years of age to participate in the Redemption. 5. During the Term, any eligible shopper who spends an aggregate amount referred to in sub-paragraphs 5.1.1 to 5.1.4 below in either one single transaction or accumulated in maximum two transactions and evidenced by official receipts* issued by select retail shops (only one transaction per shop is permitted) located at The Promenade Shops, Galaxy MacauTM is entitled to redeem the rewards below on the same day of the purchase transaction(s): 5.1.1. One (1) single receipt or two (2) receipts from two different retail shops showing accumulated spending of MOP/HKD30,000 up to MOP/HKD59,999 to redeem The Promenade Shops Gift Certificate(s) valued at MOP1,000; 5.1.2. One (1) single receipt or two (2) receipts from two different retail shops showing accumulated spending of MOP/HKD60,000 up to MOP/HKD99,999 to redeem The Promenade Shops Gift Certificate(s) valued at MOP2,000; 5.1.3. One (1) single receipt or two (2) receipts from two different retail shops showing accumulated spending of MOP/HKD100,000 up to MOP/HKD249,999 to redeem The Promenade Shops Gift Certificate(s) valued at MOP3,500; 5.1.4. One (1) single receipt or two (2) receipts from two different retail shops showing accumulated spending of MOP/HKD250,000 or above to redeem The Promenade Shops Gift Certificate(s) valued at MOP10,000. *Receipts for any purchase of (a) pure gold only products; or (b) gift cards (including but not limited to coupons or vouchers) from or issued by participating retail shops, are ineligible for the Redemption. 6. During the Term, additional UnionPay Shopping Voucher(s) will be offered by UnionPay International Company Limited (“UnionPay International”) where qualifying payment is settled with a valid UnionPay credit card or debit/ATM card** each with the card number starting with “62” and featuring the “UnionPay” logo (collectively “UnionPay Card”) via the UnionPay network, is entitled to redeem the rewards below on the same day of the purchase transaction(s): 6.1.1. One (1) single UnionPay sales slip or two (2) UnionPay sales slips from two different retail shops showing accumulated spending of MOP/HKD30,000 up to MOP/HKD59,999 to redeem UnionPay Shopping Voucher(s) valued at MOP500; 6.1.2. One (1) single UnionPay sales slip or two (2) UnionPay sales slips from two different retail shops showing accumulated spending of MOP/HKD60,000 up to MOP/HKD99,999 to redeem UnionPay Shopping Voucher(s) valued at MOP800; 6.1.3. One (1) single UnionPay sales slip or two (2) UnionPay sales slips from two different retail shops showing accumulated spending of MOP/HKD100,000 up to MOP/HKD249,999 to redeem UnionPay Shopping Voucher(s) valued at MOP1200; 6.1.4. One (1) single UnionPay sales slip or two (2) UnionPay sales slips from two different retail shops showing accumulated spending of MOP/HKD250,000 or above to redeem to redeem UnionPay Shopping Voucher(s) valued at MOP2800. **Except the RMB cards issued by specific Hong Kong and Macau card issuing institutions. 7. During the Term, all redemptions shall be made in person and registered at the Registration & Redemption Counter at Opal Lobby (outside the Fendi store) at The Promenade Shops, Galaxy Macau from Monday to Sunday between 10:00 A.M. to 12:00 A.M. (midnight). In the event that an eligible shopper makes a late night purchase (i.e. after 11:45 P.M.), the shopper is allowed to redeem the prize before 12:00 P.M. (noon) the next day provided that all Redemptions shall be made within the Term. 8. To join the Redemption, an eligible shopper shall present the following items at the Registration & Redemption Counter on the same day of purchase: 8.1.1. One (1) single same-day receipt issued by a select retail shop or two (2) same-day receipts issued by two different select retail shops together with the corresponding UnionPay Card and UnionPay sales slip(s) as required for the UnionPay Shopping Voucher(s) redemption; 8.1.2. All purchased items referred to on the relevant receipt(s); 8.1.3. Valid original identification document (Macau or Hong Kong Identity Cards or another reasonably acceptable form of travel documentation) of the shopper; and 8.1.4. GEG Privilege Club, JINMEN Premium Club, GEG VIP membership card or Galaxy Group (as defined below) staff card of the shopper. 9. All The Promenade Shops Gift Certificates and UnionPay Shopping Vouchers are subject to the terms and conditions set forth therein. 10. All The Promenade Shops Gift Certificates and UnionPay Shopping Vouchers referred to in sub-paragraphs 5.1.1 to 5.1.4 and 6.1.1 to 6.1.4 above must be used on or before 2 March 2020. 11. Copied, defective, defaced, damaged or tampered receipt(s) including UnionPay sales slip(s), or receipt(s) and UnionPay sales slip(s) not issued on the same day of the Redemption will not be accepted by NGECL for Redemption purposes. 12. Deposit receipts, credit card sale slips, hand-written or reprinted invoices will not be accepted by NGECL for Redemption purposes. 13. Redemption must be made by eligible shoppers in person. Owners and employees of any retail shops at the Promenade Shops and any employees of the Galaxy Group (as defined below) are NOT allowed to redeem for any shopper. 14. Redemption registration with any incomplete or false information may be rejected by NGECL acting in its sole and absolute discretion. 15. By participating in the Redemption, shoppers hereby unconditionally and irrevocably authorize NGECL and any of its affiliated companies (collectively, the “Galaxy Group”) to collect, use, store and process by any means and whether in Macau or in another jurisdiction the shoppers’ personal information (“Data”), for the purposes stated herein as well as for marketing any food and beverage, accommodation and entertainment related services and products, including via direct marketing. Shoppers consent to the confidential communication and transfer of the Data to such service providers (properly licensed to provide such services under Macau law) who are engaged by the Galaxy Group at any time to assist with the administration and management of the Data. Participants of the Redemption have the right at any time to update or revise their Data, or refuse or withdraw their consent provided herein by choosing to unsubscribe to any electronic newsletters or marketing communications, or by calling the customer services hotline at +853 8886 1027. 16. Owners and employees of any retail shop of The Promenade Shops are NOT eligible to participate in this Redemption. 17. Employees of Galaxy Group are eligible to participate in this Redemption. 18. Copies, defective, defaced, damaged or tampered Gift Certificate(s)/UnionPay Shopping Voucher(s) will not be accepted. 19. Lost, stolen or damaged Gift Certificate(s)/UnionPay Shopping Voucher(s) will not be reclaimed, refunded or replaced by NGECL. 20. To use the Gift Certificate(s)/UnionPay Shopping Voucher(s), shoppers must present the original Gift Certificate(s)/UnionPay Shopping Voucher(s) together with the original identification document of the shopper. 21. All Gift Certificate(s)/UnionPay Shopping Voucher(s) are non-transferrable, non-refundable, have no cash value, and cannot be exchanged for any other item. 22. The Gift Certificate(s)/UnionPay Shopping Voucher(s) can only be used in designated shops at The Promenade Shops listed in https://www.galaxymacau.com/en/shopping-gift-voucher. 23. The Gift Certificate(s)/UnionPay Shopping Voucher(s) may not be resold or transferred to a third party. In case any Gift Certificate is found to have been resold or transferred, the seller/transferor will be charged at the full retail value and best available rate (as applicable), and both the seller/transferor and buyer/transferee will be disqualified from participating in all future promotions and lucky draws organized by any member of the Galaxy Group. 24. All merchandise referred to by any receipt(s) used to enter the Redemption shall be non-refundable. All receipt(s) or sale slip(s) used to redeem Gift Certificate(s)/Shopping Voucher(s) shall be stamped as proof of successful redemption. 25. Any person who participates in the Redemption has by such act constituted his/her acceptance and agreement to be bound by these terms and conditions. 26. The English version of these terms and conditions shall prevail in the event of any discrepancy between the English and the Chinese versions. The Chinese version is for reference only.

	General Terms and Conditions: 1. Unless specified, the Promotion is valid from 16 December 2019 to 31 January 2020, both dates inclusive (refers to “Promotion Period"). 2. The Promotion is applicable to UnionPay Credit and ATM cards (refers to “UnionPay Cards”) with card number starting with 62, except for the RMB cards issued by specific Hong Kong and Macau card issuing institutions. The Promotion is applicable to qualified transaction settled by UnionPay Cards, UnionPay Mobile QuickPass or UnionPay APP via UnionPay network. 3. For transactions with UnionPay Mobile QuickPass, Cardholder is required to present the eligible virtual UnionPay Card on the mobile device or watch, original copies of machine-printed merchant sales invoice and valid sales slip to staff upon redemption. 4. UnionPay International Company Limited (refers to “UnionPay International”), SHK Real and The Sun Arcade are neither vendors nor service providers, thus UnionPay International, SHKP Real and The Sun Arcade shall not take any responsibility to the products or services provided by the merchants. 5. In case of any discrepancy of the terms and conditions, the Chinese version shall prevail for all purposes. Terms and Conditions of The Sun Arcade Splendid Autumn: 1. Cardholders are eligible to redeem rewards at The Sun Arcade by spending with UnionPay Cards. Reward 1: Receive HK$100 Mannings Cash Voucher (refers to “Gift 1”) upon accumulating 4 transactions spending with same UnionPay Card (no less than HK$600 for each transaction during Promotion Period) in same Participating Mall; Reward 2: Receive HK$300 SHKP Mall Gift Certificate (refers to “Gift 2”) upon accumulating 3 transactions spending with same UnionPay Card (no less than HK$5,000 for each transaction during Promotion Period) in same Participating Mall. 2. Each set of qualified sales slips and sales invoices is eligible to be used for redemption once only. Sales slips and sales invoices used for redemption of Reward 1 cannot be used to redeem Reward 2, and vice versa. 3. Each qualified sales slips and sales invoices cannot be re-used in other promotions. 4. Each Cardholder can only redeem the Reward once with transaction from the same brand on the same day. Split transactions from same brand in the Participating Mall on the same day will not be accepted. 5. Eligible amount is calculated in terms of each set of UnionPay Card number and will only include the actual spending amount (only include the net payment amount after deduction of discount, privileged coupons or cash coupons). The transaction amount by the primary and supplementary card under the same Cardholder will be calculated separately. 6. Total quota of Gift 1 and Gift 2 are 3,200 sets and 800 sets respectively during the redemption period. Gifts are available on a first-come-first-served basis while stocks last. 7. SHKP Mall Gift Certificates are only applicable at authorized merchants of 30 SHKP Malls for consumer spending. Please visit www.shkp.com/html/gift_cert.html for authorized merchants. 8. Individual terms and conditions apply to merchant vouchers and merchant offers. Please refer to respective merchant offer details or check with merchants. Terms and Conditions of Gift Redemption: 1. Cardholders must present the original copies of valid machine-printed merchant sales invoices and the corresponding UnionPay Card sales slips, together with the UnionPay Card bearing the same card number in person at the designated redemption location in Participating Mall on the transaction day within the designated time period. Redemption of gift is valid after verification by staff. Staff reserves the right to ask for identity proof for verification purpose. 2. Transaction and redemption must be done in the same Participating Mall, and the transactions have to be settled by same UnionPay Card. Either deposit transaction or remaining balance transaction can be used for redemption. If deposit transaction is settled on the redemption day, only deposit amount will be calculated in eligible spending. If remaining balance transaction is used for redemption, Cardholders have to present the original copies of merchant invoices and sales slips for both deposit transaction and remaining balance transaction for verification purpose. 3. Only original copies of machine-printed merchant sales invoices and sales slips issued to Cardholders by merchants of Participating Mall are accepted. The merchant sales invoices issued during non-opening hours will not be accepted. In case of any discrepancy, the opening hours stated on Participating Mall official website shall prevail for all purposes. The original copy of machine-printed merchant sales invoice should state the merchant name, transaction date, transaction amount and sales items clearly. The original copy of sales slip should indicate the UnionPay Card card number, merchant name, transaction date, transaction amount, valid authorization code and signature of Cardholders (if applicable) clearly. If Cardholders cannot present the valid original copies of sales invoices, sales slips and/or UnionPay Card with consistent information including UnionPay Card card number, merchant name, transaction date, transaction amount etc, or the information provided by Cardholders is insufficient, Cardholders will not be able to redeem Gift for whatever reason. Sales slips and sales invoices that are damaged, outdated and unable to show clearly the transaction dates, time, amounts, currencies or without showing any card numbers are not acceptable. 4. Merchant invoices from the following merchants or transactions will not be accepted for the Promotion/Redemption Programme: Apple Store, travel agencies, fitness and beauty centers, cross-border buses, properties agencies, elderly homes, medical and dental/clinic services, carwash, car care services or the purchase of parking cards, kiosks, exhibition venues and temporary exhibition booths / pop-up store, tenants in office buildings, hotels, banking services, insurance premiums, money exchange shops, tuition, membership fee or any other monthly fees, the purchase or topping-up of an Octopus or value-added or payment services, mail, fax, email or phone orders, online shopping (except the online purchase of movie tickets), telecommunication fees or the purchase of calling cards, the purchase of tickets (such as mall events and concert tickets), the purchase of admission tickets to Ma Wan Park Noah’s Ark or sky 100 Hong Kong Observation Deck, trade-in transactions or product redemptions, the purchase and use of cash coupons, gift cards, or gift certificates, including SHKP Mall Gift Certificates and e-Gift Certificates, membership cards, bonus point cards, discount cards or value-added cards, food coupons (including but not limited to bakery, mooncake, rice dumpling and Chinese preserved sausage vouchers), the purchase of gold grains, bars or deposit for gold saving club, any split transaction or payment settled by cash, or any non-eligible transactions determined by SHK Real or Participating Mall. Sales invoices, receipts or sales slips in copies, handwritten-styled or reprint and bank statement will not be accepted. Transactions do not include the cancelled, refunded, forged and unsettled transactions. 5. Staff of redemption counter have the right to make photocopies of the machine-printed merchant sales invoices and record the Cardholder's name, partial UnionPay Card card number (the first 6 and last 4 digits or the first 12/16 digits of UnionPay Card card number), information on machine-printed merchant sales invoices and sales slips for internal record during redemption. The personal information collected will only be used for the Promotion, and will be destroyed after the Promotion. Provision of the above information by the Cardholders represents that Cardholders agree to the collection and understand the purpose of collection. 6. All original copies of merchant sales invoices will be stamped by staff of redemption counter after verification. 7. Redemption takes place at Customer Service Counter, 1/F from 10am to 10:30pm at The Sun Arcade. 8. Gift will not be re-issued in case of loss or damage. Gift cannot be cancelled, altered, transferred, refunded or exchanged for cash under any conditions once they are issued. 9. Gift is bound by corresponding terms and conditions. Please refer to the Gift terms and conditions for details. 10. Participation in the Promotion constitutes an acceptance of all terms and conditions of the Promotion. 11. Staff of SHK Real, Participating Mall and sales personnel of Participating Merchants will not be eligible to participate in this Promotion. 12. In case of fraud or abuse, UnionPay International, SHKP Real and the Participating Mall reserve the right to disqualify the redemption immediately and retain the right for legal action. For any disqualified redemption, the Participating Mall reserve the right to retrieve the Gift.

	Terms and Conditions: 1. The promotion is applicable to UnionPay Credit and ATM Cards with card number starting with 62 (refers to "UnionPay Card"). The qualified transaction must be settled via UnionPay network. 2. Offer 1 is applicable to payment made by UnionPay QR code (including UnionPay App or any other App that supports the UnionPay QR code for payment) or UnionPay Mobile QuickPass. Offer 2 is applicable to payment made by UnionPay QR code (including UnionPay app and any other App that supports UnionPay QR code for payment). 3. Each eligible cardholder can enjoy the Offer 1 and Offer 2 once per day. 4.Splitting bill is not accepted (Cannot pay by two or above UnionPay Cards when check the bill, and also splitting the bill into two transactions). 5. The offers are not applicable to purchases of infant milk formula (stage 1 formula), all unposted/cancelled/refunded transactions, reloading/cash withdrawal services and self-service payment machines will not qualify as eligible transactions for this promotion. 6. Offer quotas are available on a first-come-first-served basis and while stocks last. A quota of 19,050 units of Offer 1 and a quota of 26,000 units of Offer 2 are available during the Promotion Period. 7. If there are any queries, please contact UnionPay International (Macau) Service Hotline 0800-801.

	General Terms and Conditions of Winter Spending Privileges with UnionPay Card at SHKP Malls (refers to “Promotion”): 1.Unless specified, the Promotion is valid from 1 December 2019 to 29 February 2020, both dates inclusive (a total of 91 days, refers to “Promotion Period”). 2. The Promotion is applicable to UnionPay Credit and ATM Card (refers to “UnionPay Card”) with card number starting with 62, except for the RMB cards issued by specific Hong Kong and Macau card issuing institutions. Reward 3 of Privilege 1 is applicable to transaction with UnionPay Mobile QuickPass (including Apple Pay) and UnionPay App only except banks' applications. The qualified transaction must be settled via UnionPay network. 3. For transactions with UnionPay Mobile QuickPass, Cardholder is required to present the eligible virtual UnionPay Card on mobile device or watch, original copies of machine-printed merchant sales invoice and valid sales slip to staff members upon redemption of Gift. 4. For transactions with UnionPay App, Cardholder is required to present the transaction details (My→My Order) in app on mobile device, original copies of machine-printed merchant sales invoice and valid sales slip to staff members upon redemption of Gift. 5. The Sun Hung Kai Real Estate Agency Limited (refers to “SHK Real”) Malls participating in the Promotion include Kwun Tong apm, Tuen Mun Chelsea Heights, Tseung Kwan O East Point City, North Point Harbour North, Sha Tin HomeSquare, Tuen Mun K-Point, Sheung Shui Landmark North (merchants from 2/F to 5/F), Kwai Fong Metroplaza, Sheung Shui Metropolis Plaza, San Po Kong Mikiki, Mongkok MOKO, Chai Wan New Jade Shopping Arcade (merchants on 1/F and 3/F), Sha Tin New Town Plaza, Tseung Kwan O Park Central, Tseung Kwan O PopWalk, Tai Po Mega Mall, Tsuen Wan Plaza, Tai Po Uptown Plaza, Tuen Mun V city, Nam Cheong V Walk, Causeway Bay WTC (merchants from G/F to 13/F), Yuen Long YOHO MALL and Yuen Long Plaza (refers to “Participating Malls”). 6. In case of any discrepancy, the Chinese version shall prevail for all purposes. Terms and Conditions of Privilege 1: 1. Cardholders are entitled to receive the following rewards at Participating Malls during the Promotion Period: Reward 1: Receive HK$50 SHKP Mall Gift Certificate (refers to “Gift 1”) upon spending of HK$1,500 (a maximum of 2 on-day sales slips from different merchants in the same participating mall with transaction amount no less than HK$100 each with the same UnionPay Card can be accumulated) with UnionPay Card; Reward 2: Receive HK$200 SHKP Mall Gift Certificate (refers to “Gift 2”) upon spending of HK$5,500 (a maximum of 3 on-day sales slips from different merchants in the same participating mall with transaction amount no less than HK$100 each with the same UnionPay Card can be accumulated) with UnionPay Card; Reward 3: Receive HK$20 YATA/Mannings Gift Certificate (refers to “Gift 3”) upon spending of HK$100 (2 on-day sales slips from different merchants in the same participating mall with no limit on transaction amount with the same UnionPay Mobile QuickPass or the same UnionPay App account must be accumulated) with UnionPay Mobile QuickPass (including Apple Pay) or UnionPay App. 2. Each qualified transaction is eligible to be used for redemption once only and cannot be re-used in other promotions (except points registration of The Point by SHKP Integrated Loyalty Programme). Sales slips and sales invoices used for redemption of Reward 1 cannot be used to redeem Reward 2 or Reward 3 and vice versa. 3. Each Cardholder is entitled to redeem Reward 1, Reward 2 and Reward 3 once only in each Participating Mall each day. Redemption with different UnionPay Cards from the same Cardholder on the same day will not be accepted. 4. Split transactions will not be accepted. 5. Eligible amount is calculated in terms of each set of UnionPay Card card number and will only include the actual spending amount (only include the net payment amount after deduction of discount, privileged coupons or cash coupons). The transaction amount by the primary and supplementary card under the same Cardholder will be calculated separately. 6. Gifts are available on a first-come-first-served basis while stocks last. Daily quotas of Gift 1 and Gift 2 for redemption are as follows: Participating Malls Daily Quota Participating Malls Daily Quota Gift 1 Gift 2 Gift 1 Gift 2 apm(Kwun Tong) 19 8 New Town Plaza (Sha Tin) 80 100 Chelsea Heights (Tuen Mun) 10 10 Park Central (Tseung Kwan O) 10 10 East Point City (Tseung Kwan O) 10 10 PopWalk (Tseung Kwan O) 5 5 Harbour North (North Point) 10 10 Tai Po Mega Mall (Tai Po) 12 5 HomeSquare (Sha Tin) 10 10 Tsuen Wan Plaza (Tsuen Wan) 40 40 K-Point (Tuen Mun) 20 10 Uptown Plaza (Tai Po) 30 15 Landmark North (Sheung Shui) 20 10 V city (Tuen Mun) 100 100 Metroplaza (Kwai Fong) 40 40 V Walk (Nam Cheong) 50 50 Metropolis Plaza (Sheung Shui) 12 5 WTC (Causeway Bay) 7 4 Mikiki (San Po Kong) 10 10 YOHO MALL (Yuen Long) 100 100 MOKO (Mongkok) 80 80 Yuen Long Plaza (Yuen Long) 4 4 New Jade Shopping Arcade (Chai Wan) 4 1 7. A quota of 75,000 sets of Gift 3 are available for redemption during the Promotion Period for all Participating Malls. Quota for each Participating Mall is limited on a first-come-first-served basis while stock lasts. Participating Malls reserve the right to replace Gift 3 with equivalent value of gift certificate without prior notice. 8. Gift 1 and Gift 2 are applicable at authorized merchants of 30 SHKP Malls. Please visit www.shkp.com/html/gift_cert.html for authorized merchants. Any outstanding balance after deducting the face value of Gift 1, Gift 2 and Gift 3 must be settled via UnionPay network. Terms and Conditions of Privilege 2: 1. Merchant offers are only applicable at designated merchant outlets in Participating Malls. 2. To entitle the merchant offers, Cardholders must present the UnionPay Card before transaction and pay via UnionPay network. 3. Merchant offers cannot be used in conjunction with other promotion, members’ privileges, discounts, promotional coupons, special-priced or fixed-priced items unless specified. 4. Each Cardholder is entitled to enjoy the merchant offer or redeem the gift once only in each transaction unless specified. 5. Merchant offers carry no cash value and cannot be replaced, transferred nor exchanged for cash, other commodities or offers. 6. Merchant offers or gifts are only available while stock lasts. Participating merchants reserve the right to replace the gift item with other gifts with same value. 7. The merchant offers will be terminated in case of business closure of participating merchants. 8. Individual terms and conditions applied to merchant offers. Please refer to respective merchant offer details or check with participating merchants. Terms and Conditions of Gift Redemption: 1. Cardholders must present the original copies of valid machine-printed merchant sales invoices and the corresponding UnionPay Card sales slips, together with the UnionPay Card bearing the same card number in person at the designated redemption location in the Participating Malls on the transaction day within the designated time period. Redemption is valid after verification by staff members. Staff members reserve the right to ask for identity proof for verification purpose. 2. Transaction and redemption must be taken place in the same Participating Mall with the same UnionPay Card. Each sales slip or merchant sales invoice can be used once only and cannot be re-used in other promotions (except points registration of The Point by SHKP Integrated Loyalty Programme). For installment payment, the full amount listed on machine-printed merchant sales invoice will be eligible. If only deposit is paid in that transaction, the eligible amount is the paid deposit on the same day, instead of the total amount of the transaction. The remaining balance cannot be used to participate in any other promotional activities (except points registration of The Point by SHKP Integrated Loyalty Programme). Remaining balance can be used to participate in the Promotion/Redemption Programme only if the deposit has not been used for participation in any promotional activities before (except points registration of The Point by SHKP Integrated Loyalty Programme). Presentation of the original copies of machine-printed merchant sale invoice and sales slip of the deposit is required at redemption for verification. 3. Only original copies of machine-printed merchant sales invoices and sales slips issued to Cardholders by merchants of Participating Malls/Designated SHKP Malls are accepted. The original copy of machine-printed merchant sales invoice should state the merchant name, transaction date, transaction amount and sales items clearly. The original copy of sales slip should indicate the UnionPay Card card number, merchant name, transaction date, transaction amount, valid authorization code and signature of Cardholders (if applicable) clearly. If Cardholders cannot present the valid original copies of sales invoices, sales slips and/or UnionPay Card with consistent information including UnionPay Card card number, merchant name, transaction date, transaction amount etc, or the information provided by Cardholders is insufficient, Cardholders will not be able to redeem Gift for whatever reason. Sales slips and sales invoices that are damaged, outdated and unable to show clearly the transaction dates, time, amounts, currencies or without showing any card numbers are not acceptable. 4. Merchant invoices from the following merchants or transactions will not be accepted for the Promotion: Apple Store, travel agencies, cross-border buses, properties agencies, elderly home, medical and dental/clinic services, car parking, carwash and car care services, purchase of parking cards, kiosks, exhibition venues, temporary exhibition booths, tenants in office buildings, hotels, banquets, banking services, insurance premium, money exchange shops, tuition fee/membership fee/monthly fee, purchases or top up of Octopus Cards, any value-added and payment services, mail/fax/email/phone orders, online shopping (except online purchase of movie tickets), telecommunication fee, purchase of calling cards, purchase of tickets (such as mall events and concert tickets), purchase of admission tickets to Ma Wan Park Noah’s Ark or sky 100 Hong Kong Observation Deck, trade-in transactions/product redemption, purchase and use of gift certificates, cash coupons, SHKP Mall Gift Certificates, SHKP Mall e-Gift Certificates, gift cards, membership cards, bonus point cards, discount cards, value-added cards and food coupons (including but not limited to bakery vouchers, mooncake vouchers, rice dumpling vouchers, CNY pudding vouchers and Chinese preserved sausage vouchers), purchase of gold grains/gold bars, deposit for gold saving club, payment settled by cash or other trades decided by Participating Malls/Designated SHKP Malls. Sales invoices, receipts or sales slips in copies, handwritten-styled or reprint and bank statement will not be accepted. Transactions do not include the cancelled, refunded, forged and unsettled transactions. 5. Staff members of redemption counters have the right to make photocopies of the machine-printed merchant sales invoices and record the Cardholder's name, partial UnionPay Card card number (the first 6 and last 4 digits or the first 12/16 digits of UnionPay Card card number), information on machine-printed merchant sales invoices and sales slips for internal record during redemption. The personal information collected will only be used for the Promotion, and will be destroyed after the Promotion. Provision of the above information by the Cardholders represents that Cardholders agree to the collection and understand the purpose of collection. 6. All original copies of merchant sales invoices will be stamped by staff members of redemption counters after verification. Cardholders cannot request refund from merchants with the sales invoices that have been stamped. The transaction amount that exceeds the minimum spending requirement cannot be used in other promotion. 7. The redemption hours of each Participating Mall are as follows: Participating Malls Redemption Hours apm (Kwun Tong) 12 noon – 11pm Chelsea Heights (Tuen Mun) 1pm – 9:30pm East Point City (Tseung Kwan O), Harbour North (North Point), K-Point (Tuen Mun), Landmark North (Sheung Shui), Mikiki (San Po Kong), Park Central (Tseung Kwan O) & PopWalk (Tseung Kwan O) 1pm – 10pm HomeSquare (Sha Tin), New Jade Shopping Arcade (Chai Wan), New Town Plaza (Sha Tin), Tsuen Wan Plaza (Tsuen Wan), Uptown Plaza (Tai Po), YOHO MALL (Yuen Long) 10am – 10 pm Metroplaza (Kwai Fong) Mon – Fri 10am – 10pm Sat, Sun & Public Holiday 9am – 10pm Metropolis Plaza (Sheung Shui), Tai Po Mega Mall (Tai Po) & WTC (Causeway Bay) 12 noon – 10pm MOKO (Mongkok) 9am – 10pm V city (Tuen Mun) & V Walk (Nam Cheong) 11am – 10pm Redemption hours may change without prior notice. 8. Gift will not be re-issued in case of loss or damage. Gift cannot be cancelled, altered, transferred, refunded or exchanged for cash under any conditions once they are issued. 9. Gift is bound by corresponding terms and conditions. Please refer to the Gift for details. 10. Participation in the Promotion constitutes an acceptance of all terms and conditions of the Promotion. 11. Staff members of SHK Real, Participating Malls and sales personnel of Participating Malls tenants are not allowed to join Privilege 1. 12. In case of fraud or abuse, UnionPay International, SHK Real and Participating Malls reserve the right to disqualify the Cardholders immediately and retain the right for legal action. The Participating Malls reserve the right to retrieve Gift for cancelled or returned transactions. Terms and Conditions for The Point by SHKP Exclusive Offer: 1. The exclusive offer is applicable to The Point by SHKP participating malls including Kwun Tong apm, Tseung Kwan O East Point City, North Point Harbour North, Sheung Shui Landmark North, Kwai Fong Metroplaza, Sheung Shui Metropolis Plaza, San Po Kong Mikiki, Mongkok MOKO, Sha Tin New Town Plaza, Tseung Kwan O Park Central, Tai Po Mega Mall, Tsuen Wan Plaza, Tuen Mun V city, Nam Cheong V Walk, Causeway Bay WTC, Yuen Long YOHO MALL and Yuen Long Plaza. 2. Extra 1,500 points (refers to “Extra Points”) will be given to The Point by SHKP members with the basic bonus points of spending at redemption of Reward 1 and Reward 2. 3. Basic bonus points and Extra Points must be redeemed at the same time. It is not applicable to self-registration through SHKP Malls App and WeChat official account. 4. Each member is entitled to earn Extra Points once only during the promotion period. The Extra Points will be credited to members’ account on the last day of the following month of the transaction (i.e. 31 January, 29 February or 31 March 2020). 5. A quota of 68,000 is available for redemption for all The Point by SHKP participating malls throughout the whole promotion period on a first-come-first-served basis while quota lasts. 6. Bonus points are bound by individual terms and conditions of The Point by SHKP Integrated Loyalty Programme.

	Terms and Conditions: 1. Unless otherwise specified, the promotion is valid from now until 23:59:59 on 31 March 2020. 2. The promotion is applicable to UnionPay Credit Card with card number starting with 62 issued in Hong Kong and Macau (refers to as “UnionPay Card”) and users making payments made on RentSmart mobile app with the UnionPay Card will enjoy the waiver of handling fee (refer to as “Offer 1”). 3. The HK$100 reward (refer to as “Offer 2”) will be given to users who have paid rent on RentSmart on or after 1 May 2019 and to be deducted from subsequent rental payment on RentSmart during the promotion period. 4. Each cardholder is entitled to enjoy the Offer 2 once only. 5. Unless otherwise specified, the Promotion cannot be used in conjunction with other merchant or membership benefits, promotions or discounts. 6. The Promotion is restricted by terms and conditions, please refer to RentSmart’s homepage for details www.rentsmart.com.hk/payrent. 7. In case of dispute, the decision of UnionPay International Limited (refer to as “UnionPay International” and RentSmart Rental Services Limited (refer to as “RentSmart”) shall be final and conclusive. 8. Enquiries regarding details of the Promotion shall be directed to customer service department of RentSmart, hotline: 2509-8991. 9. UnionPay International is neither vendor nor service provider, thus shall not take any responsibility for the products or services provided by RentSmart. 10. UnionPay International and RentSmart reserve the right to amend or terminate the offers and terms and conditions at any time without prior notice, and shall not bear any responsibility caused by the amendments or the terminations. 11. UnionPay International and RentSmart reserve the right to amend the terms and conditions in both Chinese and English version at any time without prior notice. In case of any discrepancy, the Chinese version shall prevail for all purposes.

	Terms and Conditions: 1. The promotion is applicable to UnionPay Credit and ATM Cards with card number starting with 62, UnionPay Mobile QuickPass, and UnionPay QR code (including UnionPay App and App accepting UnionPay QR code Payment) (refers to "UnionPay Card"). The qualified transaction must be settled via UnionPay network. 2. The promotion is applicable to all Mannings outlets in Hong Kong. 3. Each cardholder is eligible to enjoy the offer once per day. 4. Splitting bill is not accepted (Cannot pay by two or above UnionPay Cards when check the bill, and also splitting the bill into two transactions). 5. The offer is not applicable to purchases of infant milk formula (stage 1 formula), charges on plastic shopping bags, all unposted/cancelled/refunded transactions, reloading/cash withdrawal services and self-service payment machines will not qualify as eligible transactions for this promotion. Eligible Single Net Transaction only includes the final amount of single net transaction posted on an Eligible Card after deducting all discounts and the value of any cash coupons used on one single sales receipt. 6. The promotion is on a first-come-first-served basis subject to a total of 100,250 eligible transactions throughout the promotion period. 7. Offer is subject to the General Terms & Conditions. In case of dispute, the decision of Mannings shall be final. 8. If there are any queries, please contact UnionPay Customer Service Hotline 800 967 222.

	Terms and Conditions: 1. Unless specified, the offers are valid from 1 January to 31 December 2020, both dates inclusive. 2.The promotion is applicable to UnionPay Commercial Card with card number starting with 62 (refers to "UnionPay Card"), except the RMB cards issued by specific Hong Kong and Macau card issuing institutions. Qualified transaction must be settled via UnionPay network. 3.Cardholders must state the usage of the offers in advance (when making appointment, ordering or before payment). 4.The offers cannot be used in conjunction with other special promotion, members' privileges, discounts, promotional coupons, discounted and fixed-priced items unless specified. 5.The offers or gifts carry no cash value and cannot be exchanged for cash or other offers. 6.Each customer can enjoy the offer or redeem the gift once only in each transaction unless specified. 7.The offers or gifts are only available while stock lasts. Participating merchants reserve the right to change the gift item with the same value. 8.The prices shown are for reference only. 9.The offers are applicable to all outlets of merchants in Hong Kong and Macau unless specified. 10.Should a participating merchant close, any offer provided by said participating merchant will be terminated immediately. 11.Individual terms and conditions apply to merchant offers. Please refer to respective merchant offer details or check with merchants. 12.In case of disputes, the decisions of the participating merchants shall be final and conclusive. 13.In case of any discrepancy between Chinese and English version of terms and conditions, the Chinese version shall prevail for all purposes.

	Terms and Conditions: 1.The Promotion is valid from every Saturday and Sunday from 4 to 19 January 2020, both dates inclusive (the "Promotion Period"). 2."HK$50 Instant Discount on every Saturday and Sunday on a net single transaction amount of total HK$500 or more during the Promotion Period" (the "Promotion") is applicable to all UnionPay Credit and ATM Cards with card number starting with 62 (refers to "UnionPay Card"), except for the RMB cards issued by specific Hong Kong and Macau card issuing institution. The qualified transaction must be settled via UnionPay network. 3.The Promotion is only applicable to Wellcome, Market Place by Jasons, 3hreesixty, Oliver's The Delicatessen, Jasons ▪ Food & Living and Jasons ichiba in Hong Kong (the "in-store merchants"). 4.To enjoy the Promotion, customers must indicate the payment method and present the UnionPay Card to cashier staff before payment. 5.Quota applies (Total quota: 42,320) and on a first come-first served basis while stock lasts. 6.Each qualifying UnionPay Card can be used to enjoy the offer once per day (from 00:00am on the previous day to 11:59:59pm on the following day). 7.A qualifying transaction refers to the final amount payable when making the purchase with the UnionPay Card. The amount of delivery charges (if any), use of gift/cash voucher and other selected discount privilege will not be taken into account when calculating qualifying transaction. 8.The Promotion is also not applicable to other transactions including, purchase of gift/cash vouchers, charges on plastic shopping bags, any delivery charges, any transaction of prepaid cards and stored value cards, any reloads, top up, recharging or value-added services, cash withdrawal service, orders made by phone, fax, email/online/"Click & Collect" services, all other transactions without sales slips, any split transactions and any unauthorized transactions are not eligible for the Promotion. Any unposted/cancelled/refunded/falsified transactions are also excluded. Instant discount will be cancelled or returned along with any cancelled or reversed transactions. 9.For the in-store merchants, the Promotion is not applicable to the purchases of any festival/festive food related coupons, baby diaper coupons, any mobile/data prepaid and SIM cards, selected hampers, pre-order items, all infant milk powder (stage 1), baby diapers, bird's nest and chicken essence items, and any redemption merchandise for any stamp collection programs or promotions. 10.The Promotion will be provided by the in-store merchants at the time when the qualifying transaction is being made. The Promotion cannot be accumulated or saved for future use. 11.The Promotion cannot be exchange for cash, gift, service or discount. 12.To qualify for free delivery service, the remaining balance of the transaction must be HK$500 or above after the instant discount entitlement is deducted from the total amount payable for the transaction. 13.All image and details are for reference only. 14.Unless otherwise specified, the Promotion cannot be used in conjunction with any other promotional offers, promotional discount coupons or storewide discount offers on specific days. 15.The Promotion is not applicable to any bulk purchases. For further information, please check with staff in stores. 16.UnionPay International Company Limited (refers to "UnionPay International") is not the supplier of such products/service/offer purchased and Cardholders should refer to the relevant merchants for details. UnionPay International accepts no liability for the quality of products/service provided by the merchants. 17.UnionPay International and The Dairy Farm Company, Limited reserves the right to suspend and/or terminate granting any offer under this Promotion, and/or vary these terms and conditions at any time without prior notice. The Dairy Farm Company, Limited and UnionPay International accept no liability for such change or suspension/termination. 18.In case of any disputes, the decision of The Dairy Farm Company, Limited shall be final and binding on all parties concerned. 19.Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.

	General Terms and Conditions: 1. The promotion is valid from now till 14 March 2020 (refers to "Promotion Period"). 2. The promotion is applicable to all UnionPay Credit and Debit cards with card number starting with 62 (refers to "UnionPay Card") and UnionPay QR Code (UnionPay App and Bank App). The qualified transaction must be settled via UnionPay network. 3. UnionPay International Company Limited (refers to "UnionPay International") is neither vendor nor service provider, thus UnionPay International is not responsible for the products or services provided by the merchant. 4. China Travel Service (Hong Kong) (refers to "CTS") reserves the right to cancel, revise, suspend or terminate all or any part(s) of the Promotion, or the terms and conditions herein contained, at any time without prior notice or reason. 5. In case of fraud or abuse, UnionPay International and CTS reserve the right to disqualify the Cardholders immediately and retain the right for legal action. For any disqualified redemption/ Cardholder, CTS reserves the right to retrieve the offer. 6. CTS reserves the right to amend or terminate the offers and terms and conditions at any time without prior notice, and shall not bear any responsibility caused by the amendments or the terminations. In case of any discrepancy between the terms and conditions in both Chinese and English version, the Chinese version shall prevail for all purposes. 7. In case of dispute, the decision of CTS shall be final. Terms and Conditions of Privilege 1: 1. The offer is only applicable to bookings made on or before 14 March 2020 with payment settled by UnionPay Card or UnionPay QR Code in full via UnionPay network unless specified. 2. All discounts are granted on individual basis. One of the travellers must be the Cardholder. Discounts are only applicable to 2 persons or above in same trip. 3. All listed prices are based on one adult in a shared twin room. Peak season surcharges, taxes, passenger fuel surcharges, insurance premium, visa fees, and other service fees charged by the travel agency are not included. 4. All prices and schedules at the time of booking shall prevail and are subject to change without prior notice. 5. The offer is available on a first-come-first-served basis while stocks last. 6. The offer is not applicable to internet payment. 7. Unless otherwise specified, cardholders shall confirm the booking and settle payment in full at least 7 working days before departure or settle payment in full before the end of promotion (whichever is earlier) in order to enjoy the offer. 8. Bookings cannot be cancelled, refunded, transferred or altered (including but not limited to changes in itinerary, dates and flights) once confirmed. No show on the departure date will be considered as forfeiture. 9. The offer is applicable to designated travel products only with individual terms and conditions applied. Please contact CTS staff or visit www.ctshk.com for details. Terms and Conditions of Privilege 2: 1. Cardholders are entitled to receive a complimentary HK$50 CTS Travel Coupon (refers to "Travel Coupon") upon single spending of HK$1,000 or a complimentary HK$100 Travel Coupon upon single spending of HK$2,000 with an eligible UnionPay Card or UnionPay QR Code (UnionPay App and Bank App) settled via UnionPay network at any CTS branch in Hong Kong and Macau during the Promotion Period. 2. Cardholders can only redeem the Travel Coupon on the transaction day. Coupons are available with daily quota while stock lasts on a first-come-first-served basis. 3. The following transactions will not be accepted for the Promotion: fees for travel documents, purchase of coupons, cancelled, refunded, forgery and unsettled transactions, and designated transactions by banks. 4. Damaged, outdated, photocopied receipts or those which fail to show clearly the transaction date, time, amount and currency are invalid. 5. Each eligible transaction can be used for redemption once only. 6. Travel Coupon shall not be cancelled, altered, transferred or exchanged once issued. 7. Travel Coupon will not be re-issued in case of loss or damage. 8. Travel Coupon shall be used in accordance with the terms and conditions printed on its back.

	General Terms and Conditions: 1. Redemption Programme is applicable to all UnionPay Credit and ATM Cards issued in Hong Kong or Macau with card number starting with 62 (refers to “UnionPay Cards issued in HK or Macau”), except for the RMB cards issued by specific Hong Kong and Macau card issuing institution. The qualified transaction must be settled via UnionPay network. 2. SHKP Malls participating in Redemption Programme include Kwun Tong apm, Tseung Kwan O East Point City, North Point Harbour North, Kwai Fong Metroplaza, Mongkok MOKO, Sha Tin New Town Plaza, Tai Po Mega Mall, Tsuen Wan Plaza, Tuen Mun V city, Nam Cheong V Walk, Causeway Bay WTC and Yuen Long YOHO MALL (refers to “Designated SHKP Malls”). 3. Cardholders are eligible to redeem complimentary HK$150 YATA/Mannings Gift Certificate (refers to “Certificate”) upon spending of HK$3,000 (a maximum of 4 and a minimum of 2 sales slips from a single designated destination with the same UnionPay Card. The eligible transaction amount is based on the preset exchange rate) in a single currency in Japan, Korea, Thailand, Singapore or Taiwan Region (refers to “Travel Spending”) from 1 December 2019 to 31 January 2020 (refers to “Travel Spending Period”) plus single spending of HK$200 (refers to “Local Spending”) at Designated SHKP Malls from 1 January to 29 February 2020 (refers to “Local Spending Period” or “Redemption Period”) with the same UnionPay Card issued in Hong Kong or Macau. 4. Each Cardholder is eligible to participate in Redemption Programme 4 times with the same UnionPay Card in each Designated SHKP Mall throughout the whole Redemption Period. Each sales slip can only be used once for certificate redemption regardless of its amount. Sales slips and merchant sales invoices used in Redemption Programme cannot be re-used in Winter Spending Privileges with UnionPay Card at SHKP Malls, other promotions (except point registration of The Point by SHKP Integrated Loyalty Programme) or promotions in other SHKP Malls and vice versa. 5. Based on the preset exchange rate, the eligible transaction amount in foreign currency is illustrated below: Eligible Transaction Amount JPY40,000 KRW433,000 THB11,000 SGD500 TWD11,300 6. Cardholder must present the original copies of valid UnionPay travel and local spending sales slips, machine-printed local merchant sales invoice and the corresponding UnionPay Card during Redemption Period for redemption. The transaction date on travel spending sales slip and local spending sales slip must be dated within Travel Spending Period and Local Spending Period respectively. The transaction date of local spending must be the same as the redemption date. Expired sales slips will not be accepted. 7. The total travel spending amount is calculated based on individual UnionPay Card card number. The transaction amount by the primary and supplementary card under the same Cardholder will be calculated separately. Eligible amount will only include the actual spending amount (only include the net payment amount after deduction of discounts, privileged coupons or cash coupons). 8. A quota of 4,000 sets of Certificate is available for redemption throughout the whole Redemption Period in all Designated SHKP Malls. Certificate for each Designated SHKP Mall is available on a first-come-first-served basis while stock lasts. 9. Any outstanding balance after deducting the face value of Certificate must be settled via UnionPay network. 10. In case of any discrepancy, the Chinese version shall prevail for all purposes. Terms and Conditions of Certificate Redemption: 1. Cardholders must present the original copies of valid machine-printed merchant sales invoices and the corresponding UnionPay Card sales slips, together with the UnionPay Card bearing the same card number in person at the designated redemption location in the Designated SHKP Malls on the transaction day within the designated time period. Redemption is valid after verification by staff members. Staff members reserve the right to ask for identity proof for verification purpose. 2. Transaction and redemption must be taken place in the same Designated SHKP Mall with the same UnionPay Card. Each sales slip or merchant sales invoice can be used once only and cannot be re-used in other promotions (except point registration of The Point by SHKP Integrated Loyalty Programme). If only deposit is paid in that transaction, the eligible amount is the paid deposit on the same day, instead of the total amount of the transaction. The remaining balance cannot be used to participate in any other promotional activities (except point registration of The Point by SHKP Integrated Loyalty Programme). Remaining balance can be used to participate in the Redemption Programme only (except point registration of The Point by SHKP Integrated Loyalty Programme) if the deposit has not been used for participation in any promotional activities before. Presentation of the original copies of machine-printed merchant sale invoice and sales slip of the deposit is required at redemption for verification. 3. Only original copies of machine-printed merchant sales invoices and sales slips issued to Cardholders by merchants of Designated SHKP Malls are accepted. The original copy of machine-printed merchant sales invoice should state the merchant name, transaction date, transaction amount and sales items clearly. The original copy of sales slip should indicate the UnionPay Card card number, merchant name, transaction date, transaction amount, valid authorization code and signature of Cardholders (if applicable) clearly. If Cardholders cannot present the valid original copies of sales invoices, sales slips and/or UnionPay Card with consistent information including UnionPay Card card number, merchant name, transaction date, transaction amount etc, or the information provided by Cardholders is insufficient, Cardholders will not be able to redeem Certificate/Gift for whatever reason. Sales slips and sales invoices that are damaged, outdated and unable to show clearly the transaction dates, time, amounts, currencies or without showing any card numbers are not acceptable. 4. Merchant invoices from the following merchants or transactions will not be accepted for the Redemption Programme: Apple Store, travel agencies, cross-border buses, properties agencies, elderly home, medical and dental/clinic services, car parking, carwash and car care services, purchase of parking cards, kiosks, exhibition venues, temporary exhibition booths, tenants in office buildings, hotels, banquets, banking services, insurance premium, money exchange shops, tuition fee/membership fee/monthly fee, purchases or top up of Octopus Cards, any value-added and payment services, mail/fax/email/phone orders, online shopping (except online purchase of movie tickets), telecommunication fee, purchase of calling cards, purchase of tickets (such as mall events and concert tickets), purchase of admission tickets to Ma Wan Park Noah’s Ark or sky 100 Hong Kong Observation Deck, trade-in transactions/product redemption, purchase and use of gift certificates, cash coupons, SHKP Mall Gift Certificates, SHKP Mall e-Gift Certificates, gift cards, membership cards, bonus point cards, discount cards, value-added cards and food coupons (including but not limited to bakery vouchers, mooncake vouchers, rice dumpling vouchers, CNY pudding vouchers and Chinese preserved sausage vouchers), purchase of gold grains/gold bars, deposit for gold saving club, payment settled by cash or other trades decided by Designated SHKP Malls. Sales invoices, receipts or sales slips in copies, handwritten-styled or reprint and bank statement will not be accepted. Transactions do not include the cancelled, refunded, forged and unsettled transactions. 5. Staff members of redemption counters have the right to make photocopies of the machine-printed merchant sales invoices and record the Cardholder's name, partial UnionPay Card card number (the first 6 and last 4 digits or the first 12/16 digits of UnionPay Card card number), information on machine-printed merchant sales invoices and sales slips for internal record during redemption. The personal information collected will only be used for the Redemption Programme, and will be destroyed after the Redemption Programme. Provision of the above information by the Cardholders represents that Cardholders agree to the collection and understand the purpose of collection. 6. All original copies of merchant sales invoices will be stamped by staff members of redemption counters after verification. Cardholders cannot request refund from merchants with the sales invoices that have been stamped. The transaction amount that exceeds the minimum spending requirement cannot be used in other promotion. 7. The redemption hours of each Designated SHKP Mall are as follows: Designated SHKP Malls Redemption Hours apm (Kwun Tong) 12 noon – 11pm East Point City (Tseung Kwan O) 1pm – 10pm Harbour North (North Point), New Town Plaza (Sha Tin), Tsuen Wan Plaza (Tsuen Wan) & YOHO MALL (Yuen Long) 10am – 10 pm Metroplaza (Kwai Fong) Mon – Fri 10am – 10pm Sat, Sun & Public Holiday 9am – 10pm Tai Po Mega Mall (Tai Po) & WTC (Causeway Bay) 12 noon – 10pm MOKO (Mongkok) 9am – 10pm V city (Tuen Mun) & V Walk (Nam Cheong) 11am – 10pm Redemption hours may change without prior notice. 8. Certificate will not be re-issued in case of loss or damage. Certificate cannot be cancelled, altered, transferred, refunded or exchanged for cash under any conditions once they are issued. 9. Certificate is bound by corresponding terms and conditions. Please refer to the Certificate for details. 10. Participation in the Redemption Programme constitutes an acceptance of all terms and conditions of the Redemption Programme. 11. Staff members of SHK Real, Participating Malls/Designated SHKP Malls and sales personnel of Designated SHKP Malls tenants are not allowed to join the Redemption Programme. 12. In case of fraud or abuse, UnionPay International, SHK Real and Designated SHKP Malls reserve the right to disqualify the Cardholders immediately and retain the right for legal action. The Designated SHKP Malls reserve the right to retrieve Certificate for cancelled or returned transactions.

	General Terms and Conditions: 1. The promotion is valid till 30 June 2020. 2. The promotion is applicable to all UnionPay Credit Cards issued by Macao institutions with card number starting with 62 (refers to “UnionPay Card”). The qualified transaction must be settled via UnionPay network. 3. The offer is available on a first-come-first-served basis while quota lasts. 4. The offer cannot be used in conjunction with other promotions, discounts and vouchers. 5. The offers carry no cash value and cannot be exchanged for cash, other products or discounts. 6. UnionPay International Company Limited (refers to “UnionPay International”) is neither vendor nor service provider, thus shall not take any responsibility to the products or services provided by the merchants. 7. UnionPay International and participating merchants reserve the right to amend or terminate the offers and terms and conditions at anytime without prior notice, and shall not bear any responsibility caused by the amendments or the terminations. 8. In case of dispute, the decision of participating merchants shall be final. 9. UnionPay International and participating merchants reserve the right to amend the terms and conditions in both Chinese and English version. In case of any discrepancy, the Chinese version shall prevail for all purposes. Terms and Conditions for Parking Offer: 1. Each vehicle licence plate can be registered at each APP once only. A maximum of MOP100 discount can be deducted for each APP account. 2. The promotion is valid till 24:00 on 30 June 2020 (based on the car exit time). Terms and Conditions for Taxi Booking Offer: 1. Each card is entitled to enjoy a maximum of 10 times of discount during promotion period. Terms and Conditions for Gas Station Offer: 1. Each APP account is entitled to enjoy a maximum of 10 times of discount during promotion period.

	Terms and Conditions: 1. Offer is applicable to the payment of UnionPay QR code (including UnionPay APP and APP accepting UnionPay QR Code Payment) via UnionPay network to enjoy the offer. 2. Offer is applicable to UnionPay Credit and ATM Cards from specific Hong Kong and Macau card issuing institutions with card number starting with 62 (refers to “UnionPay Card”) and successfully bind in UnionPay App or APP accepting UnionPay QR Code Payment. 3. Quota applies, while stock lasts. 4. UnionPay International Company Limited (refers to “UnionPay International”) shall not bear any responsibility for any loss caused by merchants’ refusal of providing offers. 5. Promotion offersand usage of UnionPay App are bound by individual terms and conditions. Please check with UnionPay APP or www.unionpayintl.com/hk for details. 6. The Traditional Chinese version of these terms and conditions shall prevail wherever there is a discrepancy between the English and Chinese. Exception Clause: 1. The terms and conditions of the promotion is applicable to the merchant. Details can be consulted from customer service staff. 2. UnionPay International is neither vendors nor service providers, thus UnionPay International is not responsible for the products or services provided by the merchant. Any obligations and liabilities relating to such products or services and all auxiliary services should be borne by the merchant.

	Terms and Conditions: 1. Users can receive the Red Packet through the step follow: ‘My’ – ‘Receipt Center’ once fulfilled this promotion requirement. The Red Packet is valid for 30 days after obtaining the eligibility and the user is not able to obtain the Red Packet once exceeded that validity period. There may be a delay on receiving the Red Packet. If users cannot collect the Red Packet after 5 working days, please check with customer service hotline: Hong Kong 800-967-222/ Macau 0800-801. 2. User can check the Red Packet from this promotion in ‘My’ – ‘My Red packet’ through UnionPay App. The amount of the Red Packet in this promotion is equal to the cash amount, this means 1 RMB red packet=1 RMB cash. 3. The same device, registered phone number, bank card reserved phone number, bank card (physical card) and ID card number, etc. are regarded as the same user. Virtual phone number and virtual card number is not applicable to this promotion. 4. The Red Packet can serve as a discount when shopping by scanning QR code or shopping online at designated merchants in the Mainland. It is not applicable to cash withdrawal. The Red Packet cannot be used in conjunction with other offers. The designated merchants shall be subject to the final decision of China UnionPay. UnionPay reserves the right to change the designated merchants at any time. 5. If there is any violation during the participation in this promotion, UnionPay reserves the right to cancel user’s eligibility to participate in this promotion and freeze the UnionPay App account, cancel the qualification for the offer, reject to award the offer and withdraw the red packet issued (including the consumed red packet amount). UnionPay will claim against the offending users according to the seriousness of the circumstances and pursue relevant legal responsibilities. 6. As to any users and tools conducting malicious arbitrage through violating the above-mentioned activity rules, include but not limit to phone number, UnionPay card, UnionPay App, China UnionPay reserves the right not to offer concessions, to recover fraudulent offers and to reject the user participation in any activities of UnionPay in the future. 7. It shall be known by the users that there existing all kinds of uncertainties in the Internet. UnionPay has the right to modify, suspend or cancel this activity under the condition that the activity is difficult to continue due to force majeure or large-scale malicious arbitrage in the promotion, communication route failure or large-scale computer hacking etc. 8. The inability to participate in promotion due to the user’s own electronic device support or other system problems is not related to the event organizer. 9. All time points of this promotion are subject to the time of China UnionPay system. 10. Promotion offers and usage of UnionPay App are bound by individual terms and conditions. Please check with UnionPay APP or www.unionpayintl.com/hk for details. 11. The Traditional Chinese version of these terms and conditions shall prevail wherever there is a discrepancy between the English and Chinese. Exception Clause: 1. The terms and conditions of the promotion is applicable to the merchant. Details can be consulted from customer service staff. 2. UnionPay International is neither vendors nor service providers, thus UnionPay International is not responsible for the products or services provided by the merchant. Any obligations and liabilities relating to such products or services and all auxiliary services should be borne by the merchant.