UnionPay services since January, 2005
Local service hotline

001-800-800-95516(Korea Telecom supplier)

002-800-800-95516(DACOM supplier only)


Most of the merchants in South Korea accept signature-based UnionPay cards, including credit cards, and 3 million+ merchants take UnionPay PIN-based payments. Any POS terminal or ATM with the UnionPay logo accept UnionPay cards, though some merchants may not yet have the signage. You may ask the cashier if UnionPay is accepted.

* When using a co-badged card, you may ask the cashier to select UnionPay as the payment processor so as to enjoy the UnionPay offers and benefits.
  • Korea – Capital of Fashion
    In Korea, large-scale duty-free stores gathering fashionable brands at preferential price can help you turn into a fashion insider; all kinds of foods, such as barbecue, pickle and seafood can satisfy your taste buds; it is also available to take a holiday in Jeju Island and to visit historic spots of Silla Dynasty in Gyeongju, all attractive. Take your UnionPay card(card number starting with 62) to enjoy a preferential and easy trip to Korea.

    Explore South Korea with UnionPay
    •    Businese districts recommended:Myeong-dong, Dongdaemum, Gangnam-qu
    •    Food recommended:barbecue, kimchi(pickled vegetables),Dsokboki, Ginseng Chicken Soup, Kimbap, Korean sashimi
    •    Entertainments recommended:“ZaiSeoul”shuttle bus, Lotte World, Sachoon, Lee Moon Won Korean SPA
    •    Specialties recommended:red ginseng, sea sedge, cosmetics
    •    Shops recommended:LOTTE DUTY FREE, THE SHILLA DUTY FREE, Hyundai Department Store, SHINSEGAE Department Store, GalleriaMall

  • QR Payments across South Korea
    About 1.2 million merchants in South Korea take QR payments with the UnionPay App, most of which support both the UnionPay App and apps by bank of China. Please note that for the 950,000 ZeroPay merchants, the UnionPay App is the only vehicle available for UnionPay QR payments. 

    Payment Process at ZeroPay Merchants 

  • NFC Payments
    About 110,000 merchants in South Korea support UnionPay NFC payments. You can directly tap contactless UnionPay cards or add your cards to mobile devices, such as smartphones, to enjoy NFC payment in stores. 
    UnionPay Mobile QuickPass now supports mobile pay products of Huawei, Xiaomi, OPPO, vivo, Apple, Samsung, and Meizu, as well as HCE products.

  • Enjoy South Korea with UnionPay services and privileges
    In South Korea, you can pay with UnionPay credit cards via signature at almost all merchants, and pay with UnionPay debit cards via PIN at over 3 million merchants. You can also withdraw cash in KRW at over 70,000 ATMs there.

    Moblie Payment
    In South Korea, many merchants accept UnionPay mobile payment.
  • POS acceptance
    Merchants with the signage of  all accept UnionPay cards,including famous department stores, supermarkets, convenient stores and cosmetics stores like Shilla Duty Free Shop, Hyundai Department Store, Asiana Airlines Duty Free Shop, Watsons and other well-known business district department stores, supermarkets, convenience stores and cosmetics stores; local specialty hotels to five-star hotels including Park Hyatt Seoul; almost all Korean Taxi (accept UnionPay credit card and UnionPay QR code payment); popular entertainment venues such as many restaurants in Gimhae Airport and Incheon Airport, etc.


    Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance.

    When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay.

    Note:Some UnionPay card acceptors or acquirers route co-branded cards  to corresponding card shcem according to the card BIN, which means co-branded cards transactions aren't routed to UnionPay without selection by cardholders and merchant cashiers. Please refer to the transaction results for the information about transaction routing.

    Paying with UnionPay credit card at some local merchants requires no PIN. Cardholders can complete the payment following the instruction of the cashier. You can also refer to relative service guide at "Help Center-Card-using Instructions-Service Guide for Overseas Using of UnionPay Credit Card without PIN".

  • Cash withdrawal

    All ATMs in South Korea with the   logo take UnionPay cards for cash withdrawal. We do not charge cardholders for cash withdrawal, and have been providing the best international remittance service for UnionPay cardholders. 

    Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).

    ATM commission fee consists of two separate fees: 

    (1) Service fee charged by the issuer: please consult your issuer for details.

    (2) Service fee charged by the ATM acquirer in Korea: some ATMs will charge commission fee, which is charged by the local banks in Korea and which has nothing to do with UnionPay or the issuer.

    Cash withdrawal via debit card results in a lower commission fee.

  • Charges
    ATM commission fee consists of two separate fees: 
    (1) Service fee charged by the issuer: please consult your issuer for details.
    (2) Service fee charged by the ATM acquirer in Korea: some ATMs will charge commission fee, which is charged by the local banks in Korea and which has nothing to do with UnionPay or the issuer.

    Cash withdrawal via debit card results in a lower commission fee.
  • Tips
    Although most of the merchants in South Korea support the UnionPay App for mobile payment, please remember to carry a physical card with you when you travel as most of the merchants outside China’s mainland only support payments with physical cards. In addition, a physical card would enable you to withdraw cash in case of emergency, bringing you ease of mind on the trip.
    1. Bring a bank card that starts with 62 and carries the UnionPay logo.
    We recommend UnionPay debit cards for cash withdrawal outside China’s mainland as the service charge is usually lower.
    Please note that all UnionPay cards (including debit cards and credit cards) can be used on POS terminals.
    You can add your card to the UnionPay App to enjoy UnionPay QR payment outside of China’s mainland.
    Alternatively, link your UnionPay card to Huawei Pay, Apple Pay or other e-wallets to tap and pay.
    Hybrid card with both magnetic stripe and chip provides higher security and broader service availability. 

    2. Enable UnionPay overseas payment in advance.
    Overseas payment might have been disabled by the security lock on some cardholders’ UnionPay account, which may cause inconvenience for payments outside their home country/region. We recommend that you enable this function before departure via the issuer’s app or service hotline, so as to enjoy more benefits when using your UnionPay card abroad.

    3. Check the PIN of your card
    Debit cardholders need to enter their PIN when making payments in South Korea, and the same process may apply to some credit cards as required by banks and merchants. Therefore, you are advised to know the PIN of your UnionPay card before travel to enjoy seamless payments in the country.

  • Introduction of Overseas Tax Refund
        UnionPay has launched the UnionPay card (card number starting with 62) overseas tax refund service in cooperation with Global Blue 、Premier Tax Free 、Tax Free Worldwide and GB Tax Free that are the world’s largest tax refund institutions. Such service covers 38 countries and regions. Furthermore, in addition to Global Blue, UnionPay has cooperated with local tax refund institutions in South Korea such as KTIS, Global Tax Free and Easy Tax Refund, all of which may refund taxes directly to UnionPay card accounts. You can apply for tax refunds when shopping in oversea stores only if they are labeled the following logos of tax refund cooperative institutions.
        Global tax refund institutions:   
        If you are using the Premier tax refund service, you can check the Premier global refund points and tax refund progress on Premier Tax Refund Inquiry.

    For more information, pl click
  • More considerate services offered by UnionPay Card
    UnionPay Card Emergency Cash Assistance Service UnionPay cardholders can call the hotline of the issuing 
    bank or local UnionPay hotline to apply for an emergency cash assistance capped at the equivalent of USD 5,000 if they are experiencing emergencies like lost or malfunctioning cards.

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