No conversion fee is
applied to payments or cash withdrawal made by UnionPay cards or via UnionPay
network. The transaction value in local currency will be directly converted to
RMB based on the market exchange rate.
ATM commission fee consists of two separate fees:
(1) Service fee charged by the issuer: please consult your issuer for details.
(2) Service fee charged by the ATM acquirer in Reunion Island: some ATMs will charge
commission fee, which is charged by the local banks in Reunion Island and which has
nothing to do with UnionPay or the issuer.
Cash withdrawal via debit card results in a lower commission fee.