unionpay

UnionPay cards can be smoothly used at 180 countries and regions worldwide.

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  • UnionPay services since      December, 2012 
    Local service hotline          N/A

    In Georgia, UnionPay cards are accepted at merchants and ATMs with UnionPay   signage. In Georgia in October 2020 acceptance level exceeds 75% at merchants and 83% at ATMs. Local currency Lari, USD and EUR are available in ATMs.

    UnionPay cards are accepted by TBC Bank, Bank of Georgia, Liberty Bank and BasisBank and issued by Liberty Bank and BasisBank.

    • Georgia – Wine Buff's Backyard
      One of the most famous national monuments of Georgia is Kartlis Deda - the mother of Georgia. Her statue rises above Tbilisi with a sword in one hand and a glass of wine in the other, which symbolizes the protection and hospitality that Georgians are ready to show their guests. Over the centuries, the Georgian people have developed traditions of generosity and hospitality. You will feel it when visiting a Georgian house, on the street, in a village bazaar and even in the public transport.

      Georgians are arguably some of the most laid-back hosts you'll ever come across. Their reputation for generosity is combined with their openness and tolerance. Georgians rarely take offense at anything, but do not try to refuse if a Georgian offers you wine - here it will be perceived as an insult. Georgian poetry celebrates hospitality more than bravery or skillful use of weapons. Georgian folklore idealizes a hospitable, generous host.

    • POS acceptance
      Merchants with the signage of  all accept UnionPay cards. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may showtheir UnionPay cards upon the till and inquire about UnionPay acceptance.

      When using co-branded cards in Georgia,cardholders cannot choose UnionPay network automatically right now. You areadvised to take UnionPay cards (card number starting with 62) so as to enjoythe special offers and services provided by UnionPay.


    • Cash withdrawal
      In Georgia, UnionPay cards are accepted at ATMs of Liberty Bank, BasisBank and Capital Bank located in airports, railway stations, hotels and supermarkets in major cities, for withdrawing local currency (Lari). There are the signage of   on these ATMs or the ATM screen.

      Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
    • Charges
      ATM commission fee consists of two separate fees: 
      (1) Service fee charged by the issuer: please consult your issuer for details.
      (2) Service fee charged by the ATM acquirer in Georgia: some ATMs will charge commission fee, which is charged by the local banks in Georgia and which has nothing to do with UnionPay or the issuer.

      Cash withdrawal via debit card results in a lower commission fee.
    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.