UnionPay services since November, 2012
Local service hotline N/A

UnionPay cards are acceptableed in shopping malls, franchise stores and other merchants in Lesotho which are frequently visited by tourists as well as at ATMs of First National Bank.

  • Lesotho – “Country in Country” in South Africa
    As a landlocked country in the south of Africa, the kingdom of Lesotho has its territory surrounded by South Africa, and then known as “Country in Country”. The altitude of Lesotho is higher than 1,000 m, which features rounding mountains, winding rivers and beautiful scenery. As a result of its higher terrain, the temperature in Lesotho is much lower than that of African countries of the same latitude, and thus alpine skiing in Lesotho enjoys the greatest development potential. The ski field in the northern Budabuti Mountain has been opened, and attracted many tourists from all over the world. Why not take your UnionPay cards (card number starting with 62) to ski in Lesotho fully.
  • POS acceptance
    Merchants displaying the signage of   or POS terminals with FNB signageall accept UnionPay cards. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance.

    When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay.

    Note:Some UnionPay card acceptors or acquirers route co-branded cards  to corresponding card shcem according to the card BIN, which means co-branded cards transactions aren't routed to UnionPay without selection by cardholders and merchant cashiers. Please refer to the transaction results for the information about transaction routing.
  • Cash withdrawal
    In Lesotho, UnionPay cards can be accepted for withdrawing local currency (maloti) at all ATMs of FNB.

    Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
  • Charges
    ATM commission fee consists of two separate fees: 
    (1) Service fee charged by the issuer: please consult your issuer for details.
    (2) Service fee charged by the ATM acquirer in Lesotho: some ATMs will charge commission fee, which is charged by the local banks in Lesotho and which has nothing to do with UnionPay or the issuer.

    Cash withdrawal via debit card results in a lower commission fee.
  • Tips
    Select PINs that cannot be easily guessed by anyone.
    Never disclose your PIN to anyone who claims to represent the bank or the police.
    Be alert to your surroundings before conducting any banking transactions.
    Keep a close eye on your credit card during transaction to avoid any illegal activities.
    If your UnionPay card has been stolen/lost, please inform the issuer immediately.