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  • China UnionPay
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    • UnionPay services since December, 2010
    Local service hotline N/A

    UnionPay cards are accepted at 75% POS and over 75% ATMs in in Seychelles.
    • Seychelles – Island Resort on the Indian Ocean
      Located on the Indian Ocean of east Africa, Seychelles is composed of 115 islands in different sizes. Seychelles, featuring beautiful scenery, has 50% of its territory declared as nature reserve, and ranked to be the third in the ten major tourism attractions worldwide performed in 1993. All the islands of Seychelles possess their unique characteristics: Fregate Island witnesses countless strange insects; Kongsen Island serves as the “Paradise of Birds”; Eager Island is abundant in shells with different colors; Aldabra Island has numerous sea turtles stay there. Why not take your UnionPay cards (card number starting with 62) to appreciate the infinite charm of Seychelles.
    • POS acceptance
      Merchants displaying the signage of   accept UnionPay cards. Merchants include star hotels and resorts, such as Desroches Island Lodge, Le Refuge Du Pecheur (for Lemuria Resort) and Port Launay Resort Ltd (for Ephilia Resort). Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance.

      When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay. 

      Note：Some UnionPay card acceptors or acquirers route co-branded cards  to corresponding card shcem according to the card BIN, which means co-branded cards transactions aren't routed to UnionPay without selection by cardholders and merchant cashiers. Please refer to the transaction results for the information about transaction routing.
    • Cash withdrawal
      In Seychelles, UnionPay cards can be used for cash withdrawal and balance inquiry at all ATMs of MCB.

      Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
    • Charges
      No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

      ATM commission fee consists of two separate fees: 
      (1) Service fee charged by the issuer: please consult your issuer for details.
      (2) Service fee charged by the ATM acquirer in Seychelles: some ATMs will charge commission fee, which is charged by the local banks in Seychelles and which has nothing to do with UnionPay or the issuer.

      Cash withdrawal via debit card results in a lower commission fee.
    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.