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  • China UnionPay
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    • UnionPay services since    January, 2010
    Local service hotline        N/A
    • Togo – Kingdom of Grassland in West Africa
      Located in the west of Africa, the Republic of Togo borders on the Gulf of Guinea to the south, witnesses diverse terrains, and possesses abundant tourism resources. Here, there are coastlines which make people think of coconut trees in the South Pacific, verdant high mountains, undulate hills, beautiful valleys, stretching plateaus, running rivers and tranquil lagoons. In addition, a lot of wild animals live on the Savanna in the extreme north of Togo. Why not take your UnionPay cards (card number starting with 62) to experience the mystery and wonder of nature in Togo.
    • POS acceptance
      N/A
    • Cash withdrawal
      In Togo, UnionPay cards are accepted for withdrawing West African CFA Franc at all ATMs of Banque Atlantique network  .

      Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
    • Charges
      No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

      ATM commission fee consists of two parts:
      (1)Service fee charged by the issuer: please consult the issuer for details.
      (2)Service fee charged by the ATM acquirer in Togo: some ATMs will charge commission fee, which is charged by the local banks in Togo and which has nothing to do with UnionPay or the issuer.

      Cash withdrawal via debit card results in a lower commission fee.
    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.