unionpay

UnionPay cards can be smoothly used at 177 countries and regions worldwide.

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  • UnionPay services since     January, 2011 
    Local service hotline         N/A

    In Nepal, UnionPay cards are accepted at merchants with UnionPay signage and most ATMs.
    • Nepal – Kingdom of Snow Mountains
      Known as the “Kingdom of Snow Mountains”, Nepal possesses 8 of the 14 highest mountains worldwide having altitude over 8,000m, among which the snowy Himalaya all the year round ranks to be the most attractive one. Why not take your UnionPay card(card number starting with 62) to visit the nation at the foot of Himalaya, and appreciate temples combining Hinduism with Buddhism, where people smile and say Namaste to you every day. Nepal is available to satisfy your expectations of snow mountains either by hiking or overlook.
    • POS acceptance
      Merchants with the signage of   all accept UnionPay cards. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance.

      Co-branded cards are not accepted in Nepal yet. You are advised to take UnionPay credit cards and debit cards (card number starting with 62) so as to enjoy the special offers and services provided by UnionPay.
    • Cash withdrawal
      In Nepal, UnionPay cards are accepted at ATMs of Himalayan Bank, NabilBank, Standard Chartered Bank and all ATMs of SCT network for withdrawing localcurrency (Nepal Rupee). There are the signage of , , , , or on these ATMs or the ATM screen. The ATMs of HimalayanBank provide the interface in Chinese.

      Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
    • Charges
      No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

      ATM commission fee consists of two separate fees: 
      (1) Service fee charged by the issuer: please consult your issuer for details.
      (2) Service fee charged by the ATM acquirer in Nepal: some ATMs will charge commission fee, which is charged by the local banks in Nepal and which has nothing to do with UnionPay or the issuer.

      Cash withdrawal via debit card results in a lower commission fee.
    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.