unionpay

UnionPay cards can be smoothly used at 177 countries and regions worldwide.

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  • UnionPay services since August, 2012
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    In Kyrgyzstan, UnionPay cards are accepted at merchants with UnionPay signage and some ATMs.
    • Kyrgyzstan – Health Resort in Central Asia
      Kyrgyzstan, one of the five emerging countries in Central Asia, is less than three decades old. In Kyrgyzstan, there are numerous lakes and water resources. The main lakes are Lake Issyk,Lake Songri and Lake Sare Cherek, and most of them are in the area which is more than 2,000 meters above sea level, where the scenery is beautiful.The "hot lake" Lake Issyk, located in the eastern mountains, is clear and flowing all year round, and known as " Pearl of Central Asia". Lake Issyk is alsothe health resort in Central Asia. Take your UnionPay card(card number starting with 62) to Kyrgyzstan for your physical and mental health.
    • POS acceptance
      Merchants with the signage of  all accept UnionPay cards. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance.

      When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay.

      Note:Some UnionPay card acceptors or acquirers route co-branded cards  to corresponding card shcem according to the card BIN, which means co-branded cards transactions aren't routed to UnionPay without selection by cardholders and merchant cashiers. Please refer to the transaction results for the information about transaction routing.
    • Cash withdrawal
      In Kyrgyzstan, UnionPay cards are accepted at ATMs of RSK, located in airports, railway stations, hotels and supermarkets in major cities, for withdrawing local currency (som). There are the signage of  on these ATMs or the ATM screen, and all these ATMs provide the interface in Chinese. UnionPay IC cards are accepted at the ATMs of Zalker Bank and KICB.

      Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
    • Charges
      No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

      ATM commission fee consists of two separate fees: 
      (1) Service fee charged by the issuer: please consult your issuer for details.
      (2) Service fee charged by the ATM acquirer in Kyrgyzstan: some ATMs will charge commission fee, which is charged by the local banks in Kyrgyzstan and which has nothing to do with UnionPay or the issuer.

      Cash withdrawal via debit card results in a lower commission fee.
    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.