unionpay

UnionPay cards can be smoothly used at 174 countries and regions worldwide.

Safe Convenient Preferential

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  • China UnionPay
  • Global sea purchase
  • Exchange rate inquiry
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  • u•plan
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  • UnionPay services since 2012
    Local service hotline N/A


    UnionPay cards are acceptableed at ATMs of NBS Bank in Malawi.

    • Malawi – Warm Heart of Africa
      As an inland country in the southeast of Africa, the Republic of Malawi has its total area being 118,484 square kilometers. Lake Malawi surrounded by Malawi, Tanzania and Mozambique ranks to be the third largest lake in Africa. Malawi is known as the “Warm Heart of Africa”. Although people there live in one of the poorest countries worldwide, they are very hospitable. The major tourism attractions in Malawi include Lake Malawi, National Park, hunting areas and natural conservation zones. Why not take your UnionPay cards (card number starting with 62) to appreciate the warmth in Malawi.
    • POS acceptance
      N/A
    • Cash withdrawal
      In Malawi, UnionPay cards can be accepted for withdrawing Kwacha and for balance inquiry at all ATMs of NBS

      Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
    • Charges
      No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

      ATM commission fee consists of two separate fees: 
      (1) Service fee charged by the issuer: please consult your issuer for details.
      (2) Service fee charged by the ATM acquirer in Malawi: some ATMs will charge commission fee, which is charged by the local banks in Malawi and which has nothing to do with UnionPay or the issuer.

      Cash withdrawal via debit card results in a lower commission fee.
    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.