UnionPay services since        May, 2006
Local service hotline              N/A

In PakistanUnionPay cards are accepted at over 90% of merchants and over 70% of ATMs.

  • Pakistan – Muslim Country
    “Pakistan”, coming from Persian, can be interpreted as “Holy Land” or “Muslim Country”. Located in the northwest of South Asian Sub-continent, Pakistan is equipped with long history as well as prosperous Indian civilization and Buddhism culture. Pakistan is the birthplace of Indus Valley Civilization, one of the most ancient civilization worldwide. In addition, Pakistan also possesses diversified natural scenery and 900-km coastline, a famous scenic spot for beach leisure. Why not take your UnionPay card(card number starting with 62)  to explore the colorful Muslim Country together with us?
  • POS acceptance
    Merchants with the signage of  all accept UnionPay credit cards. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance.

    When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay.

    Note:Some UnionPay card acceptors or acquirers route co-branded cards  to corresponding card shcem according to the card BIN, which means co-branded cards transactions aren't routed to UnionPay without selection by cardholders and merchant cashiers. Please refer to the transaction results for the information about transaction routing.
  • Cash withdrawal

    In Pakistan, UnionPay cards are accepted at over 70% of ATMs for cash withdrawal. There are the signage of    ,    ,or    on these ATMs or the ATM screen, and some ATMs provide the interface in Chinese.

    Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).

  • Charges
    ATM commission fee consists of two separate fees: 
    (1) Service fee charged by the issuer: please consult your issuer for details.
    (2) Service fee charged by the ATM acquirer in Pakistan: some ATMs will charge commission fee, which is charged by the local banks in Pakistan and which has nothing to do with UnionPay or the issuer.

    Cash withdrawal via debit card results in a lower commission fee.
  • Tips
    Select PINs that cannot be easily guessed by anyone.
    Never disclose your PIN to anyone who claims to represent the bank or the police.
    Be alert to your surroundings before conducting any banking transactions.
    Keep a close eye on your credit card during transaction to avoid any illegal activities.
    If your UnionPay card has been stolen/lost, please inform the issuer immediately.