unionpay

UnionPay cards can be smoothly used at 174 countries and regions worldwide.

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  • UnionPay services since      December, 2012 
    Local service hotline          N/A

    In Georgia, UnionPay cards are accepted at merchants with UnionPay signage and the ATMs f Liberty Bank, Capital Bank and Basis Bank.
    • Georgia – Wine Buff's Backyard
      Georgia is located on the edge of Europe, west to the Black Sea, north to the Caucasus Mountains, and south to the desert. The tranquility of Tbilisi, the warmth of the Black Sea, the ancient pine forests of Pitsunda...this is not only a holy place of cultural blend, but also a country with splendid landscape. Georgia is also known as the backyard of wine buff. The small town of Signagi is a tourism town known with wine culture, where you can taste the unique Caucasian wines. Take your UnionPay card(card number starting with 62) to wine buff's backyard to get drunk.
    • POS acceptance
      Merchants with the signage of  all accept UnionPay cards. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may showtheir UnionPay cards upon the till and inquire about UnionPay acceptance.

      When using co-branded cards in Georgia,cardholders cannot choose UnionPay network automatically right now. You areadvised to take UnionPay cards (card number starting with 62) so as to enjoythe special offers and services provided by UnionPay.


    • Cash withdrawal
      In Georgia, UnionPay cards are accepted at ATMsof Liberty Bank, Basis Bank and Capital Bank located in airports, railwaystations, hotels and supermarkets in major cities, for withdrawing localcurrency (Lari). There are the signage of   on these ATMs or the ATM screen.

      Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
    • Charges
      No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

      ATM commission fee consists of two separate fees: 
      (1) Service fee charged by the issuer: please consult your issuer for details.
      (2) Service fee charged by the ATM acquirer in Georgia: some ATMs will charge commission fee, which is charged by the local banks in Georgia and which has nothing to do with UnionPay or the issuer.

      Cash withdrawal via debit card results in a lower commission fee.
    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.