Global UnionPay Card

Tips

UnionPay services since December, 2011
Local service hotline N/A

UnionPay cards are acceptableed in many shopping malls, franchise stores and other merchants in Rwanda which are frequently visited by tourists as well as at all ATMs of Bank of Kigali and Equity Bank.
POS acceptance

Merchants displaying the signage of or Equity Bankall accept UnionPay cards. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance.

When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay.

Note：Some UnionPay card acceptors or acquirers route co-branded cards to corresponding card shcem according to the card BIN, which means co-branded cards transactions aren't routed to UnionPay without selection by cardholders and merchant cashiers. Please refer to the transaction results for the information about transaction routing.
Cash withdrawal

In Rwanda, UnionPay cards can be accepted for withdrawing Rwandan franc or US dollar at all ATMs of Bank of Kigali and Equity Bank.

Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
Charges

ATM commission fee consists of two separate fees:
(1) Service fee charged by the issuer: please consult your issuer for details.
(2) Service fee charged by the ATM acquirer in Rwanda: some ATMs will charge commission fee, which is charged by the local banks in Rwanda and which has nothing to do with UnionPay or the issuer.

Cash withdrawal via debit card results in a lower commission fee.
Tips

Select PINs that cannot be easily guessed by anyone.
Never disclose your PIN to anyone who claims to represent the bank or the police.
Be alert to your surroundings before conducting any banking transactions.
Keep a close eye on your credit card during transaction to avoid any illegal activities.
If your UnionPay card has been stolen/lost, please inform the issuer immediately.