unionpay

UnionPay cards can be smoothly used at 174 countries and regions worldwide.

Safe Convenient Preferential

America Europe Asia Africa Oceania
  • China UnionPay
  • Global sea purchase
  • Exchange rate inquiry
  • ATM Query
  • u•plan
  • Chinese
  • UnionPay services since December, 2010
    Local service hotline N/A


    UnionPay cards are acceptable in many shopping malls, franchise stores and other merchants in Madagascar which are frequently visited by tourists as well as at all ATMs of Mauritius Commercial Bank.

    • Madagascar – Shangri-la in Southeast Africa
      Located in the southeast of Africa, Madagascar is composed of one big island and several small ones. If you overlook Madagascar, you may find that it consists of numerous pieces of light green and reddish orange, the most bright-colored sign on the Indian Ocean. Verdant fields and bright yellow roofs are separated by reddish orange and winding earth roads. There has neither highway nor skyscraper. Sparse residential quarters are scattered in the gaps of terraced fields. People there live an enviable unfettered life and work from sun to sun. Why not take your UnionPay cards (card number starting with 62) to live an easy life in the isolated Madagascar.
    • POS acceptance
      Merchants displaying the signage of   or POS terminals with MCB signageall accept UnionPay cards. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance.

      When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay.

      Note:Some UnionPay card acceptors or acquirers route co-branded cards  to corresponding card shcem according to the card BIN, which means co-branded cards transactions aren't routed to UnionPay without selection by cardholders and merchant cashiers. Please refer to the transaction results for the information about transaction routing.
    • Cash withdrawal
      In Madagascar, UnionPay cards can be accepted for withdrawing ariary and for balance inquiry at all ATMs of MCB.

      Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
    • Charges
      No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

      ATM commission fee consists of two separate fees: 
      (1) Service fee charged by the issuer: please consult your issuer for details.
      (2) Service fee charged by the ATM acquirer in Madagascar: some ATMs will charge commission fee, which is charged by the local banks in Madagascar and which has nothing to do with UnionPay or the issuer.

      Cash withdrawal via debit card results in a lower commission fee.
    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.