unionpay

UnionPay cards can be smoothly used at 174 countries and regions worldwide.

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  • China UnionPay
  • Global sea purchase
  • Exchange rate inquiry
  • ATM Query
  • u•plan
  • Chinese
  • UnionPay services since      September, 2010  
    Local service hotline          00-800-800-95516

    In the Cook Islands, UnionPay cards are accepted at ATMs with UnionPay signage and ATMs of BSP and ANZ.
    • Cook Islands – Isolated Pure Island
      Cook Islands, located on the South Pacific and 3,500 kilometers to the northeast of New Zealand, is composed of 15 islands. Those islands formed by coral atolls and volcanic islands are scattered all over like stars in the sky, and distributed on the blue sea of 2 million square kilometers. Why not take your UnionPay card (card number starting with 62) to visit Cook Islands?Then, you will become infatuated with the dense trees on both sides of road, the blowing sea breeze you feel when taking an open car, the chocolate skin and white teeth of local people, and all of other things here.
    • POS acceptance
      Merchants displaying the signage of UnionPay accept UnionPay cards.

      When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay. 

      Note:Some UnionPay card acceptors or acquirers route co-branded cards  to corresponding card shcem according to the card BIN, which means co-branded cards transactions aren't routed to UnionPay without selection by cardholders and merchant cashiers. Please refer to the transaction results for the information about transaction routing.

      Paying with UnionPay credit card at some local merchants requires no PIN.Cardholders can complete the payment following the instruction of the cashier.You can also refer to relative service guide at "
      Help Center-Card-using Instructions-Service Guide for Overseas Using of UnionPay Credit Card without PIN". 
    • Cash withdrawal
      In Cook Islands, UnionPay cards can be accepted for withdrawing New Zealand Dollars at ATMs that put up or show on their screens with the signage of UnionPay and at ATMs of BSP or ANZ. Most ATMs offer both Chinese and English interface.

    • Charges
      No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

      ATM commission fee consists of two separate fees: 
      (1) Service fee charged by the issuer: please consult your issuer for details.
      (2) Service fee charged by the ATM acquirer in The Cook Islands: some ATMs will charge commission fee, which is charged by the local banks in The Cook Islands and which has nothing to do with UnionPay or the issuer.

      Cash withdrawal via debit card results in a lower commission fee.
    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.