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UnionPay cards can be smoothly used at 174 countries and regions worldwide.

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    In Bulgaria, UnionPay cards are accepted at 2,200 merchants. ATMs of DSK bank accept UnionPay cards for cash withdrawal.
    • Bulgaria – Country of Roses
      In this mysterious Eastern European country, there has world-known Momchilovtsi Yoghurt, as well as the beautiful scenery of Balkan Mountain and Black Sea. From the end of May to the middle of June, it is the season of roses in full bloom. The whole valley of Bulgaria, always known as the “Country of Roses”, looks like a huge picture of flowers in full bloom at that moment. Why not take your UnionPay card (card number starting with 62) to appreciate the green leaves and red flowers in the “Country of Roses”?

    • POS acceptance
      In Bulgaria, UnionPay cards are accepted at 2,200 merchants. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance.

      When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay.

      Note:Some UnionPay card acceptors or acquirers route co-branded cards  to corresponding card shcem according to the card BIN, which means co-branded cards transactions aren't routed to UnionPay without selection by cardholders and merchant cashiers. Please refer to the transaction results for the information about transaction routing.
    • Cash withdrawal
      In Bulgaria, ATMs of DSK bank accept UnionPay cards for cash withdrawal.
    • Charges
      No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.
    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.
    • Code Of Conduct
      In 2015, the Interchange Fee Regulation (EU/2015/751) (“IFR”) came into force in EU, requiring a separation between card schemes and processing entities in terms of accounting, organization and decision-making processes. Such IFR applies to card-based payment transactions carried out within EU, where both the payer's payment service provider and the payee's payment service provider are located therein.

      UnionPay therefore comes up with this code of conduct to help UnionPay staff understand the requirements of the IFR and provide guidance for such staff to be fully compliant as it relates to such aforementioned transactions only.

      This Code of Conduct will take effect on February 7, 2018. If there are questions or concerns about this Code of Conduct, please feel free to contact UnionPay Legal and Compliance Section at Legalteam@unionpayintl.com.

      For more information about it, please check here.