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UnionPay cards can be smoothly used at 177 countries and regions worldwide.

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  • UnionPay services since 2016
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    At present, about 1,100 ATMs and 12,000 merchants in Ecuador can accept UnionPay cards.

    • Ecuador – Country of Evolutionism’s Aspiration
      Located in the northwest of South American continent, Ecuador borders Columbia to the north and Peru to the south, and is adjacent to the Pacific. As equator runs through Ecuador, the “Ecuador” in Spanish language is used as country name. Ecuador is famed the world over for its capital Quito and Guayaquil, the largest harbor city in the south. In addition, the Galapagos Islands on the Pacific where many rare species live are more than 900 kilometers away from the mainland territory, in which Darwin completed the biological evolutionism according to the rumor. Why not take your UnionPay card (card number starting with 62) to explore the country where the aspiration of evolutionism was born.
    • POS acceptance
      In Ecuador, merchants with the signage of  or  all accept UnionPay cards, having acceptance scope covering all significant hotels, souvenir stores, restaurants and other merchants frequently visited by Chinese tourists.

      Currently, about 12,000 merchants in Ecuador can accept UnionPay debit cards and credit cards with chip or magnetic stripes. Password is required for the completion of payment.
    • Cash withdrawal
      Currently, about 1,100 ATMs with the signage of  or “PICHINCHA" in Ecuador can accept UnionPay cards,. All ATMs are equipped with the English interface. The upper limit of cash withdrawal of UnionPay cards is between USD 400 and USD 500. (The official currency in Ecuador is USD.)

      Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Help Center-Card-using Instructions-Refined Card-using Tips". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).

    • Charges
      No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

      ATM commission fee consists of two separate fees: 
      (1) Service fee charged by the issuer: please consult your issuer for details.
      (2) Service fee charged by the ATM acquirer in Ecuador: some ATMs will charge commission fee, which is charged by the local banks in Ecuador and which has nothing to do with UnionPay or the issuer.
      (3) In Ecuador, the charges of cash withdrawal from ATMs of Pichincha Bank is USD 0.5 each deal. A prompt is shown on the ATM screen to remind cardholders.

      Cash withdrawal via debit card results in a lower commission fee.
    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.