In Uruguay, UnionPay cards are accepted at half of the ATMs.
  • Uruguay--"The Switzerland in South America"
    Located in the southeastern part of South America, Uruguay, with its beautiful natural scenery and stable social environment, is hailed by the world as "The Switzerland in South America". Because the shape of its territory looks like a gem and the country is rich in amethyst, Uruguay is also known as "The Country of Diamonds". Its capital, Montevideo, known as the "City of Roses", is one of the most beautiful cities in South America. Take your UnionPay card (card number starting with 62) to experience the charm of this country.
  • POS acceptance
    POS acceptance        
    N/A
  • Cash withdrawal

    In Uruguay, UnionPay cards can be accepted for cash withdrawal at 370 ATMs of the four banks in the network of Banred, namely BBVA, Itaú, Santander and Scotiabank. Cardholders can use all types of UnionPay cards to withdraw cash in Uruguay Peso or US Dollar.

    Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Service Center - Overseas Card-using Service - Card-using Notice". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).

  • Charges

    No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.


    ATM commission fee consists of two parts:
    (1)Service fee charged by the issuer: please consult the issuer for details.
    (2)Service fee charged by the ATM acquirer in Uruguay,: some ATMs will charge commission fee, which is charged by the local banks in Uruguay, and which has nothing to do with UnionPay or the issuer.

    Cash withdrawal via debit card results in a lower commission fee.

  • Tips
    Select PINs that cannot be easily guessed by anyone.
    Never disclose your PIN to anyone who claims to represent the bank or the police.
    Be alert to your surroundings before conducting any banking transactions.
    Keep a close eye on your credit card during transaction to avoid any illegal activities.
    If your UnionPay card has been stolen/lost, please inform the issuer immediately.