Merchant Description (provided by the merchant)：

Allianz JD is a joint venture between JINGDONG and Allianz Group, which is one of the world's leading financial service groups. Relying on JINGDONG's rich resources and powerful digital capabilities, and combining with Allianz's more than130 years of risk management experience, Allianz JD provides E-commerce insurance, accident insurance, health insurance and motor insurance for enterprises and individuals. Allianz JD is committed to becoming the most reliable insurance service provider.

Activity content：

Purchase Allianz JD global travel insurance and enjoy the benefits:           

1. 30% off for UnionPay Platinum / Diamond Cards            

2. 15% off for UnionPay Gold/Classic Cards          

Introduction of insurance products:            

1.     Global 24-hour emergency assistance, professional team to safeguard your trip.

2.     Exclusive for overseas travel, covering common risks of international travel.

3.     Comprehensive upgrade of coverage: starting from RMB 80,000 for medical expense compensation, up to RMB 600,000 within the scope of responsibility.

4.     Product highlights: Includes self- driving accident protection, available for insurance from 60 days to 90 years old.

5.     The insurance applies to citizens of China’s mainland (excluding Hong Kong, Macau, and Taiwan), compatriots from Hong Kong, Macau, and Taiwan and foreign nationals. It only covers trips departing from and returning to China’s mainland (excluding Hong Kong, Macau, and Taiwan). It does not cover trips by foreign nationals returning to their home country, nor does it cover insured individuals who are already abroad at the time of purchasing the insurance. The insurance period must fully cover the entire travel duration from the time the insured leaves until they return to their place of daily residence or work.

6.     Foreign nationals and residents of Hong Kong, Macau, and Taiwan purchasing this product within the China’s mainland (excluding Hong Kong, Macau, and Taiwan) must meet the following requirements: Their place of habitual residence must be in the China’s mainland (excluding Hong Kong, Macau, and Taiwan), meaning they have worked or resided in China’s mainland (excluding Hong Kong, Macau, and Taiwan) for at least 183 days in the past year. If emergency rescue is involved, the insured will be repatriated to their permanent residential address in China’s mainland (excluding Hong Kong, Macau, and Taiwan).

User Flow:

1．Log in U Rewards Platform: https://benefit.unionpayintl.com/mobile/#/account/login, and go to ‘Travel’ category and find related offers

2．Get the offer and jump to the offer page

3．Key in your insurance information and pay with your dedicated UnionPay card (You will pay with the discount price directly)

Activity Rules：

1.     This service is applicable to all UnionPay cardholders, including citizens of China’s mainland, compatriots from Hong Kong, Macao, and Taiwan, as well as foreign nationals.

2.     The insurance applies to citizens of China’s mainland (excluding Hong Kong, Macau, and Taiwan), compatriots from Hong Kong, Macau, and Taiwan and foreign nationals. It only covers trips departing from and returning to China’s mainland (excluding Hong Kong, Macau, and Taiwan). It does not cover trips by foreign nationals returning to their home country, nor does it cover insured individuals who are already abroad at the time of purchasing the insurance. The insurance period must fully cover the entire travel duration from the time the insured leaves until they return to their place of daily residence or work.

3.     Cardholders shall quote and buy from “U Rewards” and pay with corresponding UnionPay card. Other purchase channels are not eligible for this benefit.    

4.     The benefit is valid from now to Dec 31st 2026, and the validity of the policy is subject to the insurance.       

5.     Insurance consultation and policy inquiry: in order to ensure your legitimate rights and interests, you can inquire about any inquiry, complaint, consultation related to the policy, as well as the handling process of insurance, underwriting, claims settlement, security, and surrender, and the payment method of insurance claims, surrender, and insurance benefits through WeChat official account of “JDInsure” - self-service or call the customer service hotline 950610.

6.     Specific insurance coverage, exclusions, and limitations are subject to the terms and conditions outlined in the insurance policy issued by the insurer.

Promotion code:240619108281

Exception Clause:

1. The terms and conditions of the promotion is applicable to the merchant. Details can be consulted from customer service staff.
2. UnionPay International is neither vendors nor service providers, thus UnionPay International is not responsible for the products or services provided by the merchant. Any obligations and liabilities relating to such products or services and all auxiliary services shall be borne by the merchant.
3.The design, text, images and links contained in this page shall only be used, permitted by UnionPay International, for the purpose of promoting the corresponding activities of UnionPay International. After the end of the promotion, the link and other related content will be invalid. If used, please delete it immediately. Unionpay International shall not be liable for the consequences or damages incurred as a result of any failure to delete it in time or unreasonable use.