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Services & Products
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Services and Benefits
  • UnionPay Card Emergency Service
    UnionPay cardholders can call the hotline of the issuing bank or local UnionPay hotline to apply for an emergency cash assistance capped at the equivalent of USD 5,000 if they are experiencing emergencies like lost or malfunctioning cards.
  • Cross-border Remittance
    UnionPay Global MoneyExpress offers convenient and swift cross-border remittance services. Currently, cross-border remittance services are available through global MoneyExpresss from overseas agencies in Hong Kong, the Philippines, UAE and Russia, etc., to UnionPay cardholders of 11 banks in China, including ICBC, BOC, Bank of Communications, etc.
  • UnionPay Tax Refund
    UnionPay tax refund includes tax refund upon returning to China and tax refund in the overseas. In case a UnionPay cardholder shops at any designated tax refund stores of EU countries and has its receipt for tax refund sealed by the customs, it is available to apply for tax rebate upon returning to China.
  • Study Abroad Service
    The UnionPay global acceptance network has covered all the popular destinations for the Chinese students who study abroad. UnionPay International takes multiple measures to serve and support students: offering online and offline tuition payment service, issuing student cards in the local markets, and offering scholarships and grants to students.
  • Global Assistance Service
    Wherever and whenever in the world you may be, with a UnionPay card, you can always enjoy a full range of exclusive privileges including overseas travel assistance, medical assistance, VIP medical & healthcare service, high-end travel insurance, 24-hour concierge service, etc. These privileges are what differentiate UnionPay card from other cards. UnionPay card provides you with brand-new exclusive privileges all for meeting your overseas traveling needs. Check your brand-new privileges now!
  • Global Travel Service
    VIP service is offered at a number of VIP airport lounges in the world, making every of your trip easy and enjoyable. You may also enjoy a variety of refreshments and snacks for free.
  • Global Concierge
    Wherever and whenever in the world you may be with a UnionPay premium card, you can always enjoy a full range of exclusive privileges including overseas travel assistance, medical assistance, VIP medical & healthcare service, high-end travel insurance, 24-hour concierge service, etc.
  • Chinese Visa Application Express Service
    UnionPay has been offering VIP priority service for UnionPay cardholders (card number starting with 62) in cooperation with five Chinese Visa Application Service Centers in Australia.
  • UnionPay VIP Lounges
    The UnionPay VIP Lounges are exclusive privileges provided to you. Customized and considerate value-added services are offered. UnionPay cardholders can enjoy the services at airports and core business districts in many countries and regions.
UnionPay Card Products
Innovative Products
  • Online Payment

    UnionPay Online Payment (UPOP) is accepted by over 10 million foreign online merchants in about 200 countries and regions, including Hong Kong, Macao, Europe, America, Japan, South Korea, South Pacific.

  • Mobile Payment

    UnionPay Mobile Payment includes remote payment solution based on self-built platform of UnionPay and near field payment solution based on NFC technology.

  • IC Card

    UnionPay IC Card (or chip card) refers to Financial IC Card that conforms to the business standard of UnionPay IC Card (EMV standard). By the end of December, 2015, the number of IC cards issued in China has reached 1.83 billion.

  • mPOS

    mPOS is a UnionPay certified innovative acquiring terminal, which is connected with mobile devices via Bluetooth, audio and other interfaces, and performs acquiring payment transactions via mobile device’s wireless communication channels. With its low price and high security, mPOS could effectively meet the needs of small businesses.

  • UnionPay Cross-border B2B Platform

    UnionPay Cross-border B2B Platform accepts UnionPay cards issued worldwide. After registration at and access to the UnionPay Cross-border B2B Platform, both export e-commerce and traditional export companies in and outside mainland China are able to collect money paid by UnionPay cards online. Similarly, with a UnionPay card with online payment function, purchasers can pay easily at cross-border e-commerce and trade companies that accept UnionPay cards.