Exclusive offers for visitors to Macau

From 1 August to 31 December 2025, visitors to Macau can enjoy a random instant discount of up to MOP20 when making a single transaction of MOP50 or more at physical merchants in Macau using UnionPay QR Code Payment.

Important Notes/Remarks:
•	The Offer is only applicable to full transactions processed through the UnionPay network. Transactions made via third-party platforms (regardless of whether they are linked to a UnionPay card) are not eligible.
•	The random instant discount will be applied at the time the merchant initiates the transaction.
•	Each card can enjoy the offer up to 5 times per day.
•	Limited daily discounts available. Promotion ends once the daily amount is used up.
•	Tips for enjoying discounts while traveling: 1. Bind your UnionPay Card to the App; 2. Enable the overseas transaction permission in advance; 3. Pay close attention to the account spending limit; 4. Get your transaction password ready.

Terms and Conditions

The Promotion is valid from 1 August to 31 December 2025, both dates inclusive (refers to "Promotion Period").
Designated payment methods: The Promotion is only applicable to visitors to Macau who use UnionPay Credit Cards, Debit Cards, and Prepaid Cards issued outside Macau (refers to "UnionPay Card") bound to apps (including UnionPay App, AEON HK, BEA Mobile, BoC Pay+, BOCOM(HK), CCB (Asia), HSBC Reward+, ICBC (Asia) Mobile Banking App, livi bank, Octopus, OmyCard App, PayMe, and 33 eWallet.) for payments using UnionPay QR Code.
During the Promotion Period, cardholders who successfully complete a single in-store transaction of MOP50 or more using UnionPay QR Code Payment at the physical merchants in Macau that accept UnionPay QR Code Payment can enjoy a random instant discount of up to MOP20 (refers to "Offer").
To be eligible for the Offer, the entire transaction must be completed through the UnionPay network. Split transactions will not be accepted, i.e. the full amount must be settled using the same UnionPay QR Code Payment account. Therefore, the transaction amount on the machine-printed merchant sales invoice must match the transaction amount on the sales slip. Photocopied, amended, handwritten, or reprinted invoices or sales slips will not be accepted. UnionPay International Company Limited (refers to "UnionPay International") reserves the right to reject any receipts suspected of being invalid, forged, or issued for fraudulent transactions, or for any other reason, without explanation.
Each card can enjoy the Offer up to 5 times per day. Each user can enjoy the Offer up to 100 times during the entire Promotion Period.
The total offer quota will be evenly allocated across the promotion days. Promotion ends once the daily amount is used up. The actual deduction timing is subject to the timing initiated by the merchant(s). In cases of delayed merchant settlement or if the transaction is posted on a date different from the actual purchase date, the Offer may consume the quota allocated for a subsequent day.
Under all circumstances shall all timestamps of this Promotion (including but not limited to the transaction date/time), transaction amount, transaction type, reversal, revocation, cancellation or refund, be based on the UnionPay back-end system records.
Each eligible transaction is entitled to one reward only. If a transaction qualifies for more than one reward campaign, UnionPay International system reserves the right to determine which reward campaign applies.
Unless otherwise specified, this Offer cannot be used in conjunction with other promotions, including UnionPay offers that take priority in deduction, except for the cross-border consumption exchange rate discounts for which registration has been successfully completed. Currently, the order of discount offers shall be instant discounts first, then the exchange rate discounts.
This Offer cannot be exchanged for cash or other products and is non-transferable.
This Promotion only supports eligible transactions. In the event that the cardholders' related transaction is revoked, cancelled, or refunded/returned, or if the cardholders engage in any malpractice or fraudulent activity, UnionPay International's system is unable to determine whether such revocation, cancellation, or refund/return is due to the cardholders' subjective intent or other factors such as system errors. As such, UnionPay International reserves the right to disqualify the cardholders from enjoying the offer, pursue legal liability, and reclaim the instant discount amount that has already been granted. The quota corresponding to the revoked, cancelled, or refunded/returned transaction will not be returned.
No separate notification will be sent when the random instant discount is applied. The actual amount charged shall be based on the actual deduction information provided by the card-issuing bank.
Eligible transactions for this Offer do not include transactions involving the following types of merchants or products: regulatory restricted merchants, merchants categorized as high-risk accounts and other restricted merchants, and auction merchants; consumption vouchers, delivery coupons, stored-value cards, welfare cards, face-value cards, top-up cards, gift cards, freebie cards, bill payment cards, prepaid cards, e-coupons, membership cards, points cards, discount cards, parking cards, cash vouchers, gift certificates, cash coupons, or any other stored-value products/services (whether in electronic or physical form); cigarettes, alcoholic beverages, investment gold bars, gold grains, bars and other products of gold saving clubs; shoe coupons, soup coupons, beverage coupons, food coupons, cake cards, and wedding coupons; insurance premium payments, money exchange shops, tuition/membership/any other monthly fees, bill payments, telecommunication fees, purchase of calling cards, trade-in transactions or product redemptions; government services, public schools, public utilities, charities, social services and public transportation services (including the purchase or top-up of mCard); and do not include transactions that are withdrawn, cancelled, refunded/returned, counterfeit, forged, unsettled, or found to be fraudulent and ineligible transactions specified by UnionPay International from time to time.
If there is any violation during participation in the Promotion, UnionPay International reserves the right to disqualify the cardholders, forfeit the discount, withdraw the discount issued, and decline to allow the cardholders to enrol in any UnionPay International promotions in the future. UnionPay International reserves the right to claim against the offending users according to the seriousness of the circumstances and pursue relevant legal responsibilities.
It shall be known by the cardholders that all kinds of uncertainties exist on the Internet. UnionPay International reserves the right to suspend the Promotion due to force majeure, communication route failure or large-scale computer hacking etc.
If the cardholders fail to enjoy the Offer due to their own electronic device problems/network reception/data transfer, or other system issues, UnionPay International does not assume any liability arising from it.
In the event that this Promotion must be suspended due to government orders, such circumstance shall be regarded as a force majeure event. UnionPay International shall bear no liability for any resulting damages, losses, or disputes.
The usage of UnionPay APP and other apps is bound by other terms and conditions. Further details can be found in the relevant apps or through the card-issuing bank.
Cardholders should note that some card types may be affected by the configuration of the card-issuing bank. It is necessary to enable the overseas transaction permission in advance, pay close attention to the account balance or spending limit, and get transaction password ready. For details, contact the relevant card-issuing bank.
Cardholders shall understand and accept that UnionPay International is not the supplier of the products/services purchased, and therefore shall not be held liable for any matters related to such products/services.
Cardholders must carefully read and fully understand all the terms and conditions of the Promotion. Participation in the Promotion constitutes an acceptance of all terms and conditions of the Promotion.
UnionPay International reserves the right to amend the terms and conditions in the Chinese and English versions within the limits allowed by applicable laws. All information is subject to the content announced through official channels of UnionPay International.
For any discrepancy between the terms and conditions, the Chinese version shall prevail.