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UnionPay IC Card Mobile Payment Internet Payment Transaction

UnionPay IC Card (or chip card) refers to Financial IC Card that conforms to the business standard of UnionPay IC Card (EMV standard). By the end of December, 2015, the number of IC cards issued in China has reached 1.83 billion.

China UnionPay has joined EMVCo and takes an active part in the promotion of security interoperability and the availability of payment application of EMV technical standard across the world, including the further optimization of compatibility of EMV standard and UICS standard.

With the acceleration of IC card issuance by banks in China, UnionPay International is speeding up the chip migration of overseas acceptance network. At present, UnionPay IC Card can be accepted in most UnionPay acceptance terminals across the world. By the end of December, 2015, more than 25 million UnionPay IC cards have been issued in markets including Hong Kong, Macau, and South Korea.


QuickPass is a UnionPay contactless payment innovative product. Cardholder could pay with waiving the QuickPass card in front of contactless payment terminal. Compared with magnetic stripe card or IC card, QuickPass is more convenient and fast, widely used in convenient stores, supermarkets, public transportation, restaurants, M-tickets etc. QuickPass could help cardholders to be free from complicated payment procedures, reduce cashier’s processing time, and improve checkout efficiency.

Please click here to see the list of recommended QuickPass merchants.


MPOS is a UnionPay certified innovative acquiring terminal, which is connected with mobile devices via Bluetooth, audio and other interfaces, and performs acquiring payment transactions via mobile device’s wireless communication channels. With its low price and high security, MPOS could effectively meet the needs of small businesses.

Please click here to see the type list of mPOS terminals registered with UnionPay International.

UnionPay IC Card
Mobile Payment

Mobile Payment

UnionPay Mobile Payment includes remote payment solution based on self-built platform of UnionPay and near field payment solution based on NFC technology.

UnionPay International has provided partner institutions with many choices of mobile payment products, and has offered merchants and institutions with “safety payment plug-in”, “institution platform access” and other acquiring business products. UnionPay cardholders and merchants are provided with convenient “one-stop” mobile payment service through the “sharing merchants” client model. The service covers handy service for the public, financial service, business travel, entertainment, e-malls, etc..

Closely following the development trend of NFC technology, UnionPay International provides various near field payment solutions including NFC-SD, NFC-SIM, embedded-SE mobile phones, etc. and supporting TSM and OTA remote downloading service, bringing clients faster, safer and more convenient mobile payment experience.

E-Commerce Payment

Internet Payment Transaction

UnionPay Online Payment (UPOP) is accepted by over 10 million foreign online merchants in about 200 countries and regions, including Hong Kong, Macao, Europe, America, Japan, South Korea, South Pacific. The merchants cover a variety of sectors including retail, online travel reservation, tuition payment, flight booking, etc..

"Shop The World" is a cross-border B2C payment service platform covering the entire cross-border online shopping process. It provides UnionPay cardholders with various convenient services such as product selection, language translation, secure payment, international delivery, etc.

Meanwhile, a cross-border B2B integrated payment service platform is also under construction and it will provide cross-border e-commerce merchants and traditional import and export enterprises with an open payment service platform integrating cross-border payment, settlement, customs clearance and other services.

UPOP provides convenient and cost effective services. Throuhg multiple safety technology guarantees as well as risk monitoring, it ensures the security of cross-border online payment. Payment scenarios cover PCs, handheld PADs and mobile phones.