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UnionPay cards can be smoothly used at 174 countries and regions worldwide.

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  • UnionPay services since April, 2012  
    Local service hotline N/A 

    In Malta, UnionPay cards are accepted at shops and franchise stores most frequented by tourists.
    • Malta – Heart of Mediterranean
      Here is the heart of Mediterranean. The mix of multi-culture makes Malta far more than a “vase” with azure coast, and the four seasons with constant temperature have consoled the old scar of wars. You can breathe the salty sea breeze from Mediterranean as standing in temples, or dive into the deep sea to explore the historical sites thousands of years ago. In addition, it’s available to be addicted to modern music in the City of Valetta representing victory, or feel the tenacity of people of Malta when eating stewed rabbit meat. Why not take your UnionPay card (card number starting with 62) to make your experience there more colorful? 
    • POS acceptance
      Merchants with the signage of  all accept UnionPay cards. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance.

      When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay.

      Note:Some UnionPay card acceptors or acquirers route co-branded cards  to corresponding card shcem according to the card BIN, which means co-branded cards transactions aren't routed to UnionPay without selection by cardholders and merchant cashiers. Please refer to the transaction results for the information about transaction routing.
    • Cash withdrawal
      N/A
    • Charges
      No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.
    • Tax Refund of UnionPay Cards upon Returning
      UnionPay International cooperates with United Money& Transforex money to launch the service of tax refund on return. In Italy, if UnionPay cardholders shop in the stores labeled with the following logos of tax refund cooperative institutions, it’s available   apply online for tax refund upon returning after having tax return form stamped by the customs. The tax-refund process is simple in operation, credit to RMB account and available to exempt the trouble of queuing. (The service is only applicable for UnionPay cards issued in Mainland China.)


    • Introduction of Overseas Tax Refund
      In Malta, UnionPay has launched the UnionPay card (card number starting with 62) overseas tax refund service in cooperation with Global Blue, Planet Tax Free. You can apply for tax refunds when shopping in tax-free stores with the following logos of tax refund companies. You are entitled to use the UnionPay cards for receiving of tax refund.

    • Tips
      Select PINs that cannot be easily guessed by anyone.
      Never disclose your PIN to anyone who claims to represent the bank or the police.
      Be alert to your surroundings before conducting any banking transactions.
      Keep a close eye on your credit card during transaction to avoid any illegal activities.
      If your UnionPay card has been stolen/lost, please inform the issuer immediately.
    • Code Of Conduct
      In 2015, the Interchange Fee Regulation (EU/2015/751) (“IFR”) came into force in EU, requiring a separation between card schemes and processing entities in terms of accounting, organization and decision-making processes. Such IFR applies to card-based payment transactions carried out within EU, where both the payer's payment service provider and the payee's payment service provider are located therein.

      UnionPay therefore comes up with this code of conduct to help UnionPay staff understand the requirements of the IFR and provide guidance for such staff to be fully compliant as it relates to such aforementioned transactions only.

      This Code of Conduct will take effect on February 7, 2018. If there are questions or concerns about this Code of Conduct, please feel free to contact UnionPay Legal and Compliance Section at Legalteam@unionpayintl.com.

      For more information about it, please check here.