UnionPay applies exchange rates that are based on multiple market sources and channels. Exchange rates displayed here are based on the buying and selling rates in the UnionPay system and are exclusive of any charges or markups levied by the Issuer.
Due to the charges or markups mentioned above and possible rounding differences, the rates displayed here may differ from those shown for individual transaction.
The exchange rate applied to a transaction is based on the exchange rate on the transaction date, though under certain circumstances the exchange rate on the settlement date may be applied. (Transaction date is the day on which a transaction is initiated, while settlement date is the day on which UnionPay settles with the acquirer and the issuer.) Please note that the exchange rates may vary due to the larger fluctuation in the global financial market.
UnionPay exchange rates vary from Monday to Friday with the Friday exchange rate applying to transactions made on Saturday and Sunday. If there is no unexpected circumstances, some of the European currencies exchange rates are quoted at 16:30 Beijing Time, others at 11:00 Beijing Time.
You may consult the Issuer for more information on exchange rates.
*The above information is for reference only.